Answer 1: yes, my sister is borrowing my car and she her own insurance on it.Answer 2: You can always get insurance as an additional driver on another person's car insurance policy. Isn't that how children in the house are added to their parent's car insurance policy?
Their insurance would be primary and your insurance would be secondary, generally speaking.
re: auto insurance, no; auto insurance is written on the vehicle, not on a person.
Yes, so long as they are living together. If they are a household, then the two can have a combined auto insurance policy. Check with your agent for the specifics from your insurance carrier.
If you have had an accident with this person then his insurance information should be present on the accident report. If you have no claim on this person's auto insurance then it is not your business whether or not he has insurance.
It could be, especially if the person with the revoked license is involved in an accident because he cannot legally drive a vehicle and she committed insurance fraud by not telling her insurance company the spouse was in the household.
No he have to listed as a second third or household driver for being cover by insurance
Auto insurance follows the vehicle so the policy that is covering the vehicle you are driving will provide the coverage.
Auto insurance typically covers the car, not the driver. So, if you have insurance on your vehicle, but you drive another vehicle that doesn't have insurance, you are not protected by your policy if you have an accident in that other vehicle. However, if you have insurance on your vehicle, and you lend it to a driver (from another household) who does not have his or her own insurance, they will be covered by your policy while they are driving your car.
Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.
A DUI will not, it will if the person is on your policy and may increase if that person cause an accident in your car.
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