It could be an insurance policy taken out with an insurance company in case of an accident.
If the car that was involved, in an acident was insured yea!
If I understand your question you are in an accident not your fault and it was settled, but the insurance was through a different company than the one you had ? I think they can hike the rates.
If you have an accident in the first 60 days of your policy,, Yes They can cancel your policy
Yes. Your policy probably says something to the effect that you must report ALL accidents you're involved in.
If you take it to your insurance company they should be able to locate the policy number be reading the letters. My son was involved in an accident with someone who did not speak English. The police gathered the man's information and my son assumed that the name of his insurance company would be on the police report. It was not and our insurance company (Liberty Mutual) said they could not determine the name of the other driver's insurance company by the policy #. Does anyone know what company issues auto insurance with the prefix APV in the policy number? i believe APV is travelers
You will continue to pay insurance premium to renew the policy,irrespective of the claim to be submitted after truck accident.
Generally your premiums are increased for 5-7 years.
This means that if the accident was your fault, your insurance will pay(up to an amount that is on your policy) for the other property and persons involved in the accident. Liability insurance does NOT cover your vehicle damage.
Probably not if there is not questions about liability for the damages. If the other party was clearly at fault and their insurance company is proceeding satisfactorily, there is no nead or requirement to involve your insurance policy. If you see a problem comming you need to notify your company asap so they can get set up and and have the ball ready to run with it
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The insurance company is not liable to pay out any damages that were caused in the accident and they cancel your policy. This means that the driver bears the full financial burden for the costs of the accident.
Of course, age doesn't matter. If you have a valid license and have a current insurance policy you can claim the accident.
State farm does not cover your pet if you are in an at fault accident, however, if you are involved in an accident in which it is the other driver's fault, pets fall under property damage and their bills would be paid by the other driver's insurance company. On a side note, Progressive offers $1,000 for pets if you have a collision policy with them. As for State Farm, you'd be best off getting a Pet Insurance policy ( From a different company ) that would cover them for an accident no matter what type it is.
generally the person who owns the car at fault involved in the accident is financially responsible. hopefully you have insurance and your friend is not excluded from your policy for some reason. if your friend is not excluded then your insurance company should pay
I have an old insurance policy dating back to 1948 is it still good
Maybe, it will depended on the policy wording and exclusions, you need to turn the claim in for a decision.
No, the insurance company takes the car and they give you the value of the car,(depending on condition,make,model,year,# of miles).
An accident policy is an insurance policy that will pay all or a portion of medical expenses incurred in the course of an accident.
If the automobile policy contract is in both names (husband and wife) then the insurance company will look to both of you for compensation of any losses that are not covered under your own policy.
I want to see if I can cash in my policy
The insurance company is not going to force anyone to pay for damages to a car. The person that was driving the car and or the owner of that car that caused the accident is liable for the damages to the other vehicles involved in the accident. If there is insurance coverage for that damage then the insurance company will pay. However if the driver of the at fault vehicle is excluded from the insurance policy then the insurance company may be relieved from it's responsibility to pay on behalf of the owner of the vehicle.
If you have a current insurance policy and are in a car accident, but have an expired license, it is up to the insurance company if they will pay the claim or not. It could be in their clause not to, if a person does not have a valid drivers license, especially if you are the one at fault.
None. Your auto insurance policy is a contract of indemnity. Not a contract of profit.
It depends on the state, policy, and company. Some will if you were an authorized driver of the vehicle and you had an accident.