if your debit card has the visa and star logos on the back (checkcard) you can run it as a credit card and your signature and ID will be required instead of a PIN number
Only if it is a "check card." Debit cards require a PIN number, but many banks have switched to check cards that can be used as either a debit or credit card. To find out for sure, next time you use your card, hit the "credit button." If it's a check card it will ask you to sign instead of entering your PIN. The check/debit card must have a Visa, Mastercard or a Discover symbol to work as a Credit purchase but still comes out of your checking account. Discover is just starting up there debit card network.
It is a debit card made more specifically for ATM use. In which a PIN is always required and you can not use it as credit. So merchants that only allow credit transaction can not accept ATM cards.
It is a debit card made more specifically for ATM use. In which a PIN is always required and you can not use it as credit. So merchants that only allow credit transaction can not accept ATM cards.
Yes. You can use your debit card as a credit card. When you run it as a credit you will almost always have to sign for your purchase, but when you run it as a debit you use your PIN number. With the debit the amount is deducted immediately from your bank balance, ran as a credit it doesn't show up until the next business day or two later. It doesn't have anything to do with 'your credit'. Just another way merchants can run your card. Usually how to run it as credit is on the pad where you swiped your card instead of entering your pin you hit cancel and that will run your card as credit. It still isn't necessarily a credit card as you cant accrue debt on a debit card.
no
Yes, when you swipe your card just select credit as form of payment and not debit
A PIN number is always necessary to use a debit card and in some instances a signature or proof of identity is also required. The amount spent/used in a debit card transaction is directly deducted from the holder's bank account.
yes chip and pin
Only if it is a "check card." Debit cards require a PIN number, but many banks have switched to check cards that can be used as either a debit or credit card. To find out for sure, next time you use your card, hit the "credit button." If it's a check card it will ask you to sign instead of entering your PIN. The check/debit card must have a Visa, Mastercard or a Discover symbol to work as a Credit purchase but still comes out of your checking account. Discover is just starting up there debit card network.
you put it in the card slot. it will ask for a in. write in pin and use on screen instructions. hope i helped
No - its still a credit transaction. The PIN is simply used to verify you are the registered owner of the card.
There are some people who prefer to use their debit cards with the credit feature. In some cases, it is safer to use the card as credit because one does not have to enter a PIN. Such places as gas stations and convenience stores are much safer this way, simply because scammers cannot use your card number for a debit card without a PIN.
No. Not unless you have the pin #
It is a debit card made more specifically for ATM use. In which a PIN is always required and you can not use it as credit. So merchants that only allow credit transaction can not accept ATM cards.
It is a debit card made more specifically for ATM use. In which a PIN is always required and you can not use it as credit. So merchants that only allow credit transaction can not accept ATM cards.
Yes. You can use your debit card as a credit card. When you run it as a credit you will almost always have to sign for your purchase, but when you run it as a debit you use your PIN number. With the debit the amount is deducted immediately from your bank balance, ran as a credit it doesn't show up until the next business day or two later. It doesn't have anything to do with 'your credit'. Just another way merchants can run your card. Usually how to run it as credit is on the pad where you swiped your card instead of entering your pin you hit cancel and that will run your card as credit. It still isn't necessarily a credit card as you cant accrue debt on a debit card.
5