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2008-12-31 20:52:00
2008-12-31 20:52:00

if your debit card has the visa and star logos on the back (checkcard) you can run it as a credit card and your signature and ID will be required instead of a PIN number


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No - its still a credit transaction. The PIN is simply used to verify you are the registered owner of the card.

Yes, when you swipe your card just select credit as form of payment and not debit

A PIN number is always necessary to use a debit card and in some instances a signature or proof of identity is also required. The amount spent/used in a debit card transaction is directly deducted from the holder's bank account.

Only if it is a "check card." Debit cards require a PIN number, but many banks have switched to check cards that can be used as either a debit or credit card. To find out for sure, next time you use your card, hit the "credit button." If it's a check card it will ask you to sign instead of entering your PIN. The check/debit card must have a Visa, Mastercard or a Discover symbol to work as a Credit purchase but still comes out of your checking account. Discover is just starting up there debit card network.

yes they can, if they have their own pin number.

Is it a stolen debit card? Do you know the pin? This is a criminal offence. Note: You will most likely be caught on camera.

you put it in the card slot. it will ask for a in. write in pin and use on screen instructions. hope i helped

There are some people who prefer to use their debit cards with the credit feature. In some cases, it is safer to use the card as credit because one does not have to enter a PIN. Such places as gas stations and convenience stores are much safer this way, simply because scammers cannot use your card number for a debit card without a PIN.

It is a debit card made more specifically for ATM use. In which a PIN is always required and you can not use it as credit. So merchants that only allow credit transaction can not accept ATM cards.

Yes. You can use your debit card as a credit card. When you run it as a credit you will almost always have to sign for your purchase, but when you run it as a debit you use your PIN number. With the debit the amount is deducted immediately from your bank balance, ran as a credit it doesn't show up until the next business day or two later. It doesn't have anything to do with 'your credit'. Just another way merchants can run your card. Usually how to run it as credit is on the pad where you swiped your card instead of entering your pin you hit cancel and that will run your card as credit. It still isn't necessarily a credit card as you cant accrue debt on a debit card.

It is a debit card made more specifically for ATM use. In which a PIN is always required and you can not use it as credit. So merchants that only allow credit transaction can not accept ATM cards.

Nowhere. Unless the owner of the card actually wrote it down themselves, the PIN code for a credit card, and debit card for that matter, is not located anywhere on the card. This is to prevent its use in the event that the card is lost or stolen.

...Uhm. That would be a big negative. Where were you when you got that debit card? You make it up at the bank.

Can you Td debit card in jamaica

The PIN is not held on the card ! It is stored (in encrypted form) on the computer system of the bank where the customer has the account !

It's when you use your debit card to buy something and they charge you an extra "Debit fee" just to use your card.

ADVANTAGES: If you loss your card and the person know your pin they can get your money out 24 hour access to your money. You can use your debit card almost anywhere. No monthly interest charges on your spending. They allow you to have ATM access. With debit card you carry lots of money but your pockets doesn't get heavy.

You would use it as a credit card, but the debit card takes money directly from your bank account.

The difference between a credit card and a debit card is a debit card is for money that you place in your own bank account that can be withdrawn with a personal pin number. A credit card company lends the person money and charges interest.

Your pin because if you forget you are screwed.

When you lose your pin card for your credit or debit card, you will need to contact the financial institution or the company that sent the card. They will send a new pin code to you in the mail or let you reset the pin over the phone.

Legally, yes. However, most stores and outlets require photo identification nowadays. Especially, when the debit card looks like a credit card or the store has no debit option and require credit use, a photo id is required. On the contrary, if the person gives you permisson and you go to a store with debit access and you have the pin access code, then there is no photo id needed. However, just be careful on whose card you use and I suggest never giving senstive information like debit pin codes and cards to people you don't know and can't trust.

i want to use my sbi international debit card in uae where and which bank can i use it

Typically the point of sale terminal will ask for the pin number. If the user has the pin number, the charge will be handled as a debit charge instead of a credit charge. (It's a little cheaper for the merchant; it will make no difference to the card holder.) If the card does not allow debit transactions or the user does not have the pin, the transaction will be declined.

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