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If it was unsolicited (e.g. a credit card company looking into your finances to evaluate whether to offer you a card) then no. If it was authorized (e.g. your applying for credit, applying for a loan) then yes, this can negatively impact your FICO score.

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17y ago

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Do you lose points when you check your credit report?

No.


If you paid a credit card in full and have the canceled check but it is still showing outstanding on your credit report how do you dispute it?

Call the credit company and tell them you are disputing. Get an address or fax number to send your copy of the canceled check and your paperwork. They should take it off for you. Remember to only send a copy of the check in case they try to say they never received it or they lose it. Keep the original for your records.


Will I pass a credit check for renting?

Whether you pass a credit check for renting depends on your credit history and score. If you have a good credit score and a history of making payments on time, you are more likely to pass the credit check. If you have a poor credit history or a low credit score, you may have difficulty passing the credit check.


How can you check your credit in order to obtain a personal loan?

You can check your credit to obtain a personal loan by applying for a credit check online. In most cases, the loaning company you request from will provide the credit check for you.


How can I check my credit report?

You can check your credit report online. You should go to www.experian.com or www.myfico.com or www.equifax.com/ to check your credit report. It is easy to do.


When should you check your credit report?

You should check your credit report once a year or if you think someone has stolen your identity. If you constantly check your credit it can actually damage it. Experian is a great place to check your credit.


How can I get an instant credit check?

Try checking your instant credit check with sites like credit score. credit score is know for doing this. Then other credit check just like this one might be better.


What is the best credit card option for individuals with no credit history that does not require a credit check?

Secured credit cards are the best option for individuals with no credit history that do not require a credit check.


If you cannot make payments on your loan you?

... will lose your car and you will lose points from your credit score.


Where can you find no credit check apartments?

Check out Ficono.com. It's a directory of no credit check property listings.


What is the difference between a hard and soft credit check?

A hard credit check is when a lender reviews your full credit report and may affect your credit score, while a soft credit check is a more basic review that does not impact your credit score.


What is the distinction between a hard and soft credit check?

A hard credit check is when a lender reviews your full credit report and may affect your credit score, while a soft credit check is a more basic review that does not impact your credit score.