Usually not in the comprehensive claims especially if the vehicle was parked at the time the damage occurred. In the case of deer or animal collision I would call the police at the time of the accident because they company will want the driver listed on the police report. Also, note that theft and uninsured motorists are cases where you are required to call the police as soon as it is discovered and have them complete a report.
You do not always need a police report to file a claim.
Yes, you do not need a police report to file a insurance claim.
Yes, provided you have comprehensive coverage or can claim it on your homeowners or renters' insurance; but, as this would be an act of vandalism, you may be required to provide a police report.
Let your insurance company/agent handle the claim--they will collect from the other insurance if there is a valid claim. You'll need a police report.
It depends on how smoothly you want the insurance claim to go. Generally, insurance companies resist paying if there is no report to the police.
yes
no you dont. if you do not with to file a claim you do not have to report it no you dont. if you do not with to file a claim you do not have to report it
If you we in the vehicle, you can get a copy of the Police Report from the Police records department.
Generally speaking no. If the contractor did damage intentionally you could file a vandalism claim but you would also need to file a police report. If the contractor was negligent, you could file a claim with their commercial liability insurer.
Yes, you will need to report your accident to the police. You should report all accidents to the police, so that you can file a claim with your insurance.
It will not go against your insurance because a claim has not been filed only a police report.
Most insurance companies report the claims that they pay to the C.L.U.E (Comprehensive Loss Underwriting Exchange)database. This means that your claim will show when your new or prospective company gets the C.L.U.E report. You can't escape your claims.