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Anyone can apply for a zero-percent interest credit card, regardless of his or her credit score. However, you generally do need to have good credit in order to be approved for the credit card. Some companies require you to have a score of 750 or higher. In addition, you usually need to have a reliable payment history. However, those qualifications apply primarily to zero-percent APR credit cards. There are also credit cards that offer a zero-percent interest rate only on balance transfers, not purchases. The qualification criteria for these cards are sometimes less stringent. For example, you may qualify for one of these cards if you have a credit score of at least 600. However, keep in mind that no matter what type of zero-percent interest credit card you are interested in obtaining, that introductory rate is applicable only for a limited period of time, so make sure to read all of the fine print before accepting any offers.

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Q: Do you need really good credit to qualify for a zero percent interest credit card?
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