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no but you need a dealership-man
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∙ 14y ago
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Can i be a named driver on my sisters car insurance if i am a the policy holder on my own car?
no
Who gets the claim money car owner or policy holder?
The car owner and the policy holder better be the same person. If not nobody will be able to get the money. You cannot insure a vehicle that you do not own. If you do the insurance company cannot pay the policy holder because they don't own the vehicle. They can't pay the vehicle owner because they don't have a contract of insurance with the insurance company.
You do not own a car can you get a policy to drive other peoples cars?
You do not need your own policy. In most states you are covered by the car owners insurance policy.
If you are the primary policy holder in a group policy and one of group policy members gets into an accident with his own car whats the impact to Primary Policy Holder?
Your premiums could be affected, Talk to your insurer and find out because every insurer is different on situations like this.
Do you have to get car insurance right when you get your license even if you don't have a car of your own?
Generally, no. If you do not own a car, and you are not driving, you do not need insurance. Once you buy a car, or have a car available for you to use on a daily basis (or even weekly,) you will need to make sure you are listed on the policy covering that vehicle. For example, say Aunt Betty lets you take her car to school, but you do not own the car. Aunt Betty really needs to list you on her policy, but you do not need to get a separate policy for yourself. On the other hand, if Aunt Betty gives you the car and no longer insures it, you will need your own policy.
Can you buy the car insurance if you do not own the car?
no the person that owns the car actually has to be the polcy holder. But you can be a listed driver and the one who pays it and get experience for having insurance. the owner of the car doesnt even have to be a driver. But because she/he owns the vehicle they have an insurance interest in the car and must own the policy
Can you get car insurance for a car you do not own?
Yes. ... and no... the person that owns the car actually has to be the polcy holder. But you can be a listed driver and the one who pays it and get experience for having insurance. the owner of the car doesnt even have to be a driver. But because she/he owns the vehicle they have an insurance interest in the car and must own the policy.
How do you sell your car with you being the leinholder?
How can you be the lien-holder of your own car.
Is it possible to have your name on your parents insurance policy if the car loan and the registration are in your name?
This is not a good idea. You need your own insurance policy. There are coverages you do not have by being on your parents policy. You want to be a "named insured". This means that you control the policy and not your parents. If you want to loan your car to anyone you can, if you are on your parents policy you cannot do this. Also if you need to rent a car, you are not covered under your parents policy to do this. You would be under your own policy. Contact your insurance agent for a better explanation.
Are car insurance deductibles cumulative or per claim?
Car insurance deductibles are the amount which the policy holder must pay out of their own pocket in the event of an accident. It is standard for deductibles to be applicable for each claim.
Does a 15 and a half year old with a learners permit need his own insurance policy or is he covered under the parents policy?
He is covered under his parents' policy until he gets his own car and license.
Do you need a car to be an insured driver?
Not one of your own-generally you are insured by the owner's policy if you are using someone else's car (with permission)
