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All credit card agreements are a contract of sort between you and the creditor. The initial agreement is that you agree to their terms and policies and that you are responsible for repayment of any debts incurred. Since the terms of the agreement are binding, I would consider it a contract.
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∙ 12y ago
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Can a credit card company hold you responsible for a credit card if no application contract or agreement of terms exists?
If a card was received and used by the named person then a contract is implied and there does not need to be a written, signed agreement.
What companies offer a card balance transfer credit card?
Need a card balance transfer credit card and wondering which companies offer them? There are many companies offering a card balance transfer credit card including but not limited to Discover card, Capital one and Venture rewards.
What do you need to have to file a breach of contract?
# A contract # A reasonable belief that the other party has materially violated that contract # Damages # An Attorney
Can you drop hazard insurance from your mortgage?
You need to review your mortgage documents. You signed a contract and you need to determine what the terms are regarding insuring the premises.You need to review your mortgage documents. You signed a contract and you need to determine what the terms are regarding insuring the premises.You need to review your mortgage documents. You signed a contract and you need to determine what the terms are regarding insuring the premises.You need to review your mortgage documents. You signed a contract and you need to determine what the terms are regarding insuring the premises.
Should a credit card issuer provide a signed agreement?
No. Providing signed agreements increase the costs of doing business and these costs would ultimately be passed on to the consumer as higher rates or higher fees. When you signed the application and the credit card company approved you, you innately accept the contract as binding without having an explicit signature from a member of the issuing organization. After one completes an application and the credit card issuer makes a positive lending decision, the new cardholder will receive a welcome packet. In that packet will be one or more new credit cards, a welcome letter and quite a bit of fine print known as the Contract of Terms and Conditions (usually called Ts and Cs). Within those Ts and Cs are sections that state that the issuer has entered into an agreement with the cardholder and that the cardholder does not require a signature to complete the agreement. Also, the card itself is considered a contract. When you sign the back of the card, you are saying that you agree to the Ts and Cs (and the fact that the issuer does not need to sign explicitly for there to be a valid contract). Finally, when you use the card, you affirm the binding contract.
When will you need to apply?
Walmart discover card
If you have a sam's discover card do i still need to renew my Sam's Club card?
No. My Sam's club membership expired, but I still retain and use my Sam's Discover card.
Do you need a contract to be able to BBM?
no but you have to have a 02 sim card
Can you buy a to go phone and put it under your contract?
Yes you can. I have an AT&T go phone and all I did was put my sim card in the phone. No need to start a new line.
If I am 14 years old can you apply for a credit card in the US?
A credit card requires a contract. Contracts can not be executed with a minor (someone under 18). So you would need a parent or guardian to be a co-applicant or guarantor if you want a credit card.
Can a credit card company hold you responsible for a credit card if no application contract or agreement of terms exists?
If a card was received and used by the named person then a contract is implied and there does not need to be a written, signed agreement.
What kind of contract do you need with a net10 phone?
You do not need a contract with a Net10 phone. It is a pay as you go cell phone service. Most of the time all you have to do is buy a service card. . .
Does one need a social security number to be an authorized user on a credit card?
Some card company's require it and some do not. I know that Bank of America does and Discover does not.
Does your contract need renewing when you become a team leader?
Cannot be answered here! Only YOU know the provisions of the contract under which you are employed. If you do not understand it, you need to retain an attorney who can assist you.
What information is needed to create an account at the Discover Card log in screen?
They need to know your credit card number and the expiration date of the card, your birthday and the last four digits of your social security number.
Can children get a contract phone?
Not on their own ! Legally (at least in the UK) you cannot sign a contract for anything under the age of 16. Anyone under 16 would need an adult to sign the contract (and thus the adult would be responsible for the bill !)
What companies offer a card balance transfer credit card?
Need a card balance transfer credit card and wondering which companies offer them? There are many companies offering a card balance transfer credit card including but not limited to Discover card, Capital one and Venture rewards.
