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You would have to be added to your parents policy as a driver, and you will be subject to premium increases if you are a younger driver because insurance trends show younger drivers to be a higher risk than others.

Sean IL Licensed Ins Producer

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โˆ™ 2015-07-15 19:53:37
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Q: Do you need to pay for car insurance if you are just using your parents car or does theirs cover you?
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