Yes, it is called COBRA insurance, and it is available to people after they have been terminated. Consult with your human resources department to see if it is available to you.
No. Altering documents in such a manner is unlawful.
She can file either way in the year he died. Yes it is income.
Tertiary insurance is the 3rd insurance policy responsible for payment. Example... Medicare, primary payor Blue Cross Blue Shield, secondary payor Aetna, tertiary payor
Benefits paid from an insurance policy are separate from property that is left in a will. With an insurance policy, it is paid to the named beneficiary. That is not controlled by the wording of a will.
Supplemental insurance is an additional insurance which provides coverage in excess of your primary insurance policy. For example, Flood Insurance is a supplemental insurance to your homeowners policy which does not cover damage from floods. Or, you might have an Umbrella Liability policy which provides coverage to a higher dollar limit above your auto policy or business policy.
Two people in separate households can have the same insurance policy. Usually, you can give the insurance company separate garaging addresses.
I cannot find my insurance people to cancel my policy
You'd have to ask your individual policy holder to be sure, but most of them do.
I'm not positive on this since my license was in Home Owner's and Auto Insurance, but I think the answer is yes. If you both have a separate health insurance policy through your jobs, then each of you may be able to use the other's policy as secondary insurance. For example: If you file a medical claim on yourself, then your insurance would be the primary insurer, and your spouse's insurance would be the secondary insurer, and vice versa. But, you would still have to meet any deductibles and co-pays that apply to each separate policy.
It is a composite insurance policy(:
The Policy Holder of a life insurance policy is the executor of the said policy.
Probably not unless the insurance company decides to allow it or it was a provision in the life insurance policy. Normally, people are not able to collect on their life insurance policy until the insured dies.