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What is nonowner auto liability insurance?
This is a type of auto liability coverage that can be purchased when the buyer does not own an automobile. While auto liability insurance is typically said to "follow the car", meaning that it correlates with a particular vehicle, non-owner's coverage "follows the driver". In that sense, it covers the driver irrespective of the vehicle he/she is driving.
What auto insurance is required by the state of California?
liability.
What happens when there is an auto accident and neither driver is at fault?
each contributes 50% to liability or fault.
If someone who has auto liability insurance borrows your car and wrecks it, would your vehicle loss be covered?
Generally speaking, the personal auto liability coverage follows the car, not the driver. The driver had your permission which in legal terms, means you agree and accept there may be consequences.
Does auto insurance follow the driver or the car in CA?
It depends on your insurance and where you are from.
Does auto insurance follow the car or driver in an accident in TX?
Car
Is non-owner's liability auto insurance required in North Carolina in order to have a valid driver's license?
Yes
Does auto insurance follow the car or the driver?
It really depends on the state that you live in.
Will auto liability insurance follow a driver if they steal an auto?
NO, All auto insurance policies specifically exclude coverage for accidents and claims that arise from criminal activity other than normal traffic violations. Auto theft is a felony in the U.S. No Auto Insurance Company in the USA would be obligated to pay for a claim arising from the Insureds theft of another persons property.
Which auto insurance coverage pays for injury or damage that the insured driver causes to other people or their property?
Bodily injury liability and property damage liability should cover those.
What kind of protection does auto insurance give?
Liability insurance financially protects a driver who is not a fault in an accident by paying for damages. It will protect the driver who is at fault from being sued for damages.
Which state was the first to require auto liability insurance before a driver could legally drive a car?
In 1927, Massachusetts became the first state to require the purchase of auto liability insurance. Since then 48 states and the District of Columbia have followed suit.
