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Does Florida law state that condo owners are not responsible for water damage to other units?
Wiki User
∙ 8y ago
State law is not involved in this kind of situation: the association's governing documents, master insurance policy coverage, together with the owners' HO-6 policies determine responsibility for water damage.
Wiki User
∙ 8y ago
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If your condo association is responsible for the exterior of your unit and you suffer interior water damage due to a leak from a foundation problem who is responsible to fix the interior damage?
Let your condo insurance company duke it out with the master policy insurance co.
If you live in a second floor condo and there is a water leak that causes damage who is responsible?
If you live in a second floor condo and you rent the condo, the leak that causes damage is the responsibility of the owner of the building. If you own the condo, the leak is the responsibility of the owner of the condo with the leak.
Is condo insurance responsible for flood damage?
If the master policy is written to include flood coverage, then, yes.
Can you get condo insurance in Florida with existing damage from Hurricane Wilma and are waiting for condo association to fix inside walls so you can fix drywall and paint and recarpet?
Probably not. Insurance companies do NOT want to offer insurance when there is pre-existing damage present, as the old damage could be covered under the new policy. Which makes sense, b/c they were not your insurer at the time and therefore should not be held responsible for repairing old damage. It seems to me that you may have to check with the Florida Department of Insurance and pursue coverage through the Citizens Property Insurance Corporation. I also recommend asking for legal advice pertaining to the fact that the condo association hasn't repaired their part of the damage yet. Unless the delay is a result of something beyond their control, they need to have someone light a fire under them to get this taken care of. It's not fair to any of the condo unit owners that their ability to get insurance be limited b/c of them. Also, many companies do not offer new insurance if you have gone with a lapse of coverage... even for a condo, this is a common underwriting guideline in FL. I encourage you to pursue your options with the Florida Department of Insurance. Best of Luck!
Have Florida legislators passed a law to force condo owners to pay their condo fees?
no but trying to If a condo owner falls more than 90 days in arrears of association, the right to use common areas can be suspended by the association until such dues are paid.
Are there any condos for sale in Florida?
An overview of information regarding condo docs and HOA in Florida. Vacation Homes Florida for sale. A resale condo and fifteen days when buying a new condo in Florida.
Your neighbors washer leaked and ruined your condo you have no insurance?
It should go on your neighbors insurance, he's the one whos responsible for the damage.
Is a townhouse like a condo?
A little, but they are different. A townhouse is usually a row house, one of several attached buildings. They may have completely separate ownership. A condominium ("condo") is often more like an apartment but essentially it is a residence that is part of a group that has shared management and maintenance. The condo owner is responsible for inside the walls the a Home Owners Association (HOA) is responsible for the outside and the grounds. The condo owner will pay a monthly fee to the HOA for this work.
In a condo who is the responsible for damage to the fuse panel?
Read your governing documents to determine who owns the fuse panel, the unit owner or the association. As well, your board can help you determine who is responsible to fix/replace the panel and who is responsible for paying for it.
How many condo owners?
In most communities, the majority of residents in condos are owners. There are some rental units, but for the most part the people that own the condo also live in it.
Is homeowners insurance or condo insurance or both responsible for leakage from the roof that has caused damage to the floors ceiling and walls?
In most cases the association is responsible for mantaining the roof and structure. It should the the association's insurance problem.
Can high water pressure make condo responsible for burst pipe water damage?
If the pressure exceeds the normal rating of the fittings and valves.. Normally rated for 125 PSI
