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Teen drivers present the greatest risk of damage to the vehicle, other vehicles and property, as well as bodily injury to themselves and others. Because of these facts, teen drivers, who are inexperienced, have the highest rates of insurance. Insurance companies often offer discounts for good grades and/or full-time students, who are proven to be more responsible, but the rate is still much higher than it is for an adult driver with a proven record of safe driving. And a teen driver really isn't a known entity; studies show that the risk is very real. When you shop for auto insurance for your teen, check rates with the national insurance providers and also check with your agent, who can scan through all the current offerings.

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15y ago

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