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From what I could gather... each individual policy is unique. Commonly, there is a period from the purchase date that is a "no-suicide" period. Typically this period is 24 months and after, it seems most people receive compensation in the event of a suicide.

However, I did find numerous people that complained about the Hartford Group in particular saying that an event was ruled a suicide, instead of "accidental", and because of this, the Hartford refuses to pay.

Hope this helps.

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Q: Does Hartford group life insurance pay out for a suicide death?
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