There are many, many different types of medical insurance. Each policy specifies what it will cover, the extent of coverage and for what purpose.
Most plans do indeed have basic hospital expense coverage. Some plans may require a deductible or co-pay.
expenses of plans provided by employers as a starting point. ... Affordable Health Care Insurance Policy - Basic Guidelines You Need to Know ... Easy Methods to Get the Ideal Medical Insurance Coverage at a Minimum Cost
Basic Hostpital Expense Coverage differs from state to state and by Insurance company. You may want to do some research before selecting a good insurance company.
The type of insurance policy that covers expenses incurred at a hospital place of treatment. It generally excludes other coverage such as doctors charges. It sometimes is a fee based coverage or indemnity coverage meaning benefits are paid based on a set fee for a specific service listed in the contract.
Medical expense insurance is broadly classified into two principal types of coverage: base (or basic) plans and major medical plans. Base plans generally consist of either hospital expense coverage, surgical expense coverage, or both. Basic hospital and surgical expense plans generally provide coverage on a first-dollar basis (i.e., no deductible) and provide 100 percent reimbursement of covered expenses, up to a relatively low maximum of $10,000, $25,000, $50,000 or $100,000. Major medical plans, in contrast, apply a deductible to initial expenses, generally ranging from $100 to $500 per calendar year. After the deductible is satisfied, major medical plans typically reimburse 80 percent of eligible expenses up to a relatively high maximum, e.g., $500,000 or $1,000,000. Some major medical plans reimburse eligible expenses at 70 percent; some plans also provide unlimited lifetime benefits. Major medical plans typically cover a broad list of medical expenditures, including hospital expense, surgical expense, physician (non-surgical) expense, private duty nursing, diagnostic X-ray and laboratory services, prescription drug expense, artificial limbs and organs, ambulance services, and many other types of medical expenses when prescribed by a duly licensed physician. Thus, in comparison with basic plans, major medical plans provide much broader coverage, with higher limits, but these plans require the insured to share in the cost of medical care through deductibles and coinsurance (i.e., 20 or 30 percent of eligible expenses above a deductible amount). Medical billing outsourcing is done by finding a company that contracts for billing services. A medical billing service is routinely used by ER physicians, some doctor's offices and also some hospitals. If you are contemplating signing on with one of the companies that sell software, etc. and promise you'll make big bucks in medical billing, I would be very wary.
basic
The basic requirements for a hospital to become a member of the American Hospital Association are that its doctors are licensed and that they abide by the Principles of Medical ethics.
Yes, generally they do. Of course, there are many kinds of insurance policies. If you are unclear what your policy covers, check the certificate of coverage document or contact customer service on the back of your ID card, If your insurance is a PPO, POS or HMO ,it is extremely important to stay "in network."
Basic medical insurance usually just covers things like Hospitalization. Whereas comprehensive coverage will cover your office visits, medications, surgery and hospitalizations. Of course, keep in mind that there may be deductibles involved.
There are many sites that can help you decide which coverage works best for you in your price range. You can enter in your information and the price you are willing to pay, what kind of coverage you are looking for and you will be directed to a list of providers. HumanaOne is a good company that works with people to fit their needs and budget. You can also provide your financial information to the clinic or hospital you go to and they can work having you pay on a sliding scale based on your income.
Basic coverage.
Perhaps we do, if would please specify, coverage of WHAT???