Does RAC cover insurance on items?
RAC does cover insurance on items when one has subscribed to their Personal Valuable Insurance. Items that can be covered include digital camera, jewelry, laptops, watches and many others.
If you are referring to RAC headquartered in Birmingham, UK, at this time, RAC Insurance is only available in the UK. They do cover the entire UK though. In the United States there are a huge number of auto insurance companies available. Your best bet is to talk to friends and coworkers to see who they recommend as insurance coverage and prices vary from state to state.