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What else can I help you with?
If you and a spouse have different health insurance but have never designated one as primary or secondary could this cause problems when you do designate primary or secondary?
If you have insurance through your employer, and you are the policy holder,(the insurance is in your name) this insurance will be primary for you, and your spouses insurance policy will be secondary. The insurance policy thru your spouse's employer, (your spouse is the policy holder, or the insurance is in their name), this would be primary for your spouse, and your policy would be their secondary. Here's the phamplet from Medicare http://www.medicare.gov/Publications/Pubs/pdf/02179.pdf
Can a spouse change a life insurance policy without letting the other spouse know?
No
Can your ex spouse be on your insurance policy?
You can name anyone as beneficiary.
How do you add a spouse to your life insurance?
Your spouse can get a separate policy (usually cheaper) or you can contact your insurance company to get the right paperwork for adding your spouse. Adding your spouse as a beneficiary, your agent can help.
Do you have to list your spouse and your spouse's vehicles on your insurance policy?
No. Added: If it is an automobile policy or a 'blanket' policy that you intend to insure it with, yes, it will have to be listed. If the policy you refer to covers ONLY your vehicle, and no other, then no.
How can a person be a beneficiary of a life insurance policy if the spouse of the deceased is still alive?
In rare cases, a person will make a close friend or relative the beneficiary of their life insurance policy instead of their spouse.
Do you need to include your non driving unlicensed spouse to your car insurance?
If your spouse has no drivers license and does not drive, then no, you don't have to include them on your auto insurance policy. Actually, they have to have a drivers license before they can be added to the policy.
Can a spouse cash out life insurance policy without spouses signature?
Yes, a spouse can cash out their own life insurance policy in most cases. There may be some restrictions within the initial policy so this is an individual case basis.
Can you add anyone to your health insurance policy?
Yes, you can typically add immediate family members, such as a spouse or children, to your health insurance policy.
Is surviving spouse the legal beneficiary of a life insurance policy if a different beneficiary is named?
No, the spouse is not. The beneficiary is named. There are laws that require the spouse to sign an acknowledgement that there is life insurance that she is not the beneficiary of.
If you take out a life insurance policy name your father as beneficiary and then get married but don't change the beneficiary to your spouse does the spouse have any rights to the policy?
No. The beneficiary is whoever is specifically named on the policy.
What is a spouse access endorsement?
A spouse access endorsement is a provision in an insurance policy that allows a policyholder's spouse to have access to certain benefits or coverages outlined in the policy. This endorsement typically ensures that the spouse can utilize the policy's benefits, such as health insurance or auto coverage, under specified conditions. It serves to provide additional protection and support for the spouse, often in circumstances like divorce or separation.
