Auto Insurance

Does a 15 and a half year old with a learners permit need his own insurance policy or is he covered under the parents policy?


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Wiki User
2015-07-15 18:33:03
2015-07-15 18:33:03

He is covered under his parents' policy until he gets his own car and license.


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No, the teeager is covered by the parent or whoever sign for them to get the permit.

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how do i get car insurance with just my learners permit?

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It is best to wait til you have your drivers license, I would check with your agent but you should be covered with the learners permit.

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Most insurance companies cover a minor with a learners permit under the parents insurance because the minor drives while the parent is present. In the state of CO,CA, and WA. Your covered under your parents. Some states may have different laws, but I doubt it. Please check with your parents insurance company.

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