A bank is not required to disclose both parties' credit scores. They are, however, required to give a notice which states why they deny credit or the opening of an account.
Not all instant credit scores are accurate, the best way to determine your credit is to check with your bank and call them or go their in person asking information about your credit score.
Vanquis is a bank that has earned a reputation for providing credit cards to those with poor credit scores. In this way Vanquis helps people with bad credit improve their credit scores.
The report scores show how well you handle credit. Such as paying back the debt owed or handling of bank accounts. If you have bad credit you may not be able to get loans or open certain bank accounts, or have a large credit card amount.
To obtain 3 credit report scores you can probably go to your bank of record. They will ask you pertenant questions and get an answer for you in a few days.
You can get personal credit scores online. But you need to make sure that they are credible and not taking and using your personal information. http://www.ftc.gov/bcp/edu/pubs/consumer/credit/cre34.shtm
You can obtain your credit score from freecreditreport.com and from your bank or financial institute. You can also get helpful advice from these sources.
All three credit scores online for free can be found on a variety of websites that offer the service. In order to access their services, it is important to consult your bank first.
The best way to get a personal line of credit is to contact your personal bank. However, credit scores affect the rates greatly. If your credit is not high enough, the rates could be very high.
it's a business transaction done between 02 parties and a bank holding credit
A bank is not obligated to tell you why you were rejected, but you can ask. You do have the right (in the US, anyway) of seeing your credit scores for free after rejection for a credit card.
You can obtain your three credit scores by going to a bank or financial center and having them figure it our for you. You could also go to freecreditscore.com and they will calculate them for you.
The best way to get a credit card after bankruptcy is to show a sense of money management to the prospective bank, make money elsewhere and be sure to keep your credit scores going upwards.