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Answered 2007-02-08 20:58:46

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If you are willing to make payments on a debt can a collection agency refuse the payments and continue to harass you?

A collection agency is not hired to get the amount paid in payments they are paid to get the amount in full. At this point the place you originally owed the money to and did not pay may or may not be willing to take payments being that they have now hired the collection agency to get the money from you. YOu can call the original creditor and tell them you are willing to pay and if they say no then you must pay the collection agency, I have never heard of any of them taking payments. When they get hired they try to collect as much as possible of the owed amount so they can get a higher commission. They dont want payments they want money in full....


If you offer to pay a lessor amount on a hospital bill then was previously agreed upon can they still send the account to a collection agency?

Yes. You have a legal contract to pay the agreed upon amount. If they did not accept your latest offer, they can send the bill to a collection agency.


Will a collection agency or the original creditor accept monthly payments to pay off a debt that is in collections?

Most of the time a collection agency will accept 2-3 equal payments to pay off the balance.As of right now no they will not accept payment and will not work with consumer credit counciling programs. Once it has went to collections, you are not suppose to contact the original debtor. It confusses the situation. You aren't suppose to contact the original creditor once it goes into collections but the Collection agency will accept payments. They are happy to get any money they can. (they get 50% of what they collect)I used a collection agency for a tenant who wouldn't pay for months who I had to evict(went to court) and I received a couple of small payments until the person ran away and hid again. Both the collection agency and I were glad to get any money possible. Unfortunatly, this will show up on your credit report whether you pay or not........... But it is ALWAYS better to pay if in your future creditors eyes (fico score)


If you owe a company money and it is placed in collections can you pay the original company or do u have to pay the collection agencies?

You have to pay the collection agency. The original company has a signed contract with the collection agency and they pay the collection agency a % of what they collect from you. That's how they make their $$. The original company did not want to have the outstanding balance on their books.


What are your options if you are unable to pay the full debt amount to the collection agency?

Do NOT pay any money to a collection agency.......send your money to the debtor, the person you owe it to. Send it in the form of a check or money order. NEVER PAY A COLLECTION AGENCY


Find out if a collection agency is legitimate?

I recieved a call from a collection agency but not able to find any info on the company. How do I know its legit? Company is Action Collects. Company was very rude with a customer that is willing to pay balance in full.


You owe 690.00 to a food vendor should you pay a collection agency?

No pay the vendor. If you pay the collection agency they will extract a fee from the payment and you will still owe the vendor


Can a collection agency garnish your pay check?

No a collection aggency cannot garnish a pay cheque


Can your IRS be taken to pay a collection agency?

No.


If you pay twenty dollars a month on a hospital bill can they turn you into a collection agency?

I will pay twenty dollars a month on a hospital bill into a collection agency


If you pay a collection agency does the collection come off of your credit report?

Yes you tell the collection agency you will pay ONLY if they can give you a letter that say they will delete the item from your report it's call pay for deletion


Does a collection agency have to accept what you can afford to pay?

Absolutely not. You, as a debtor, do not get to set the terms of repayment. By the time the collection agency gets a case, typically, the entire balance is due at that point. The good news, however, is that when a collection agency sues you, a good consumer attorney can likely defend your rights with great success. For more answers to collection agency questions, please visit my website at www.gregartim.com


How do you reverse a judgment from a collection agency?

If you have a judgment from a collection agency and it is valid, you have to pay it to have it reversed. If it is not valid you can try to appeal it.


Should you pay the company owed instead of collection agency?

This will depend on the creditor. You can try calling them and asking if they are willing to set up a payment arrangement with you.


If a bill has been sent to collections is it better to pay the creditor the full amount or pay the collection agency?

AnswerOnce the account has been placed with a collection agency, it usually doesn't matter who you pay. Sometimes the bank will accept your $$, other times, they will refer you to the CA (agency).If the agency treated you in an abusive matter, then by all means report the behavior to the creditor and pay them dirrectly. A sympathetic ear in their office can get you a really good deal on settling.It matters, pay the creditor.


What happens if you do not pay a collection agency?

if a collection agency isn't paid, the debt can be put on a persons credit report. The collection agency can also choose to garnish a persons paycheck.


Does the creditor or the collection agency get the money you pay on a debt?

When a collection agency takes on a bad debt, in many cases they are "puchasing" the debt from the original creditor. When you then pay off the collection agency, your money will stay with that collection agency. This is the most common scenario, but some companies do have their own internal collection agencies (Capital One, for example, has their own collection subsidiary in Idaho - the Westmoreland Agency). Hope this helps!


What is your Browning Rifle worth?

Whatever someone is willing to pay and you are willing to accept.


A collection agency is suing you what do you need to do?

Pay your bills.


Asking If you pay the collection agency can you have the derogatory item removed from your credit file?

pay the collection agency, then check what their report is about you, if not good threaten to get a attorney and bring suit


Where do you pay collection accounts that are reported on your credit report when the company is out of business or no longer handles the account that was reported for collection?

You pay the collection agency.


How do you negotiate with a collection agency for the best deal?

The best thing you can do is put a little time between when the collection agency first contacted you and when you plan to pay. Don't do anything fast. Slow it down. They will get tired of calling and be willing to settle after 30 to 60 days have passed.


What do I do after a collection agency sues me?

Once a collection agency sues a person they may have to get an attorney and go to court to settle this. The agency wants you to pay the money you owe them however they can get you to do it.


Does my father in laws estate have to pay a collection agency?

If the agency has filed on the estate, and there is enough money to pay the other filing creditors, then yes.


Ways to pay a collection agency.?

You can mail a check, call them and pay with a debit or credit card or many agencies accept online payment options now and also checks over the phone or wire transfer.