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โˆ™ 2005-10-28 03:35:14
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Q: Does a driver have to have car insurance if the car they are driving is already insured?
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Texas uninsured driver driving insured vehicle?

Is driving without insurance

Will insurance companies pay out if the insured driver did not tell them bout six points on there license?

Most, if not all insurance companies checked your driving record so they know already.

If an insured driver was driving your uninsured car would their insurance cover an accident?

Only if the driver was responsible and only for his liability

Can an unlicensed driver be ticketed for driving without insurance and the car they are driving is insured?

A driver who does not have a valid drivers license will be fined and charged, this has nothing to do with a car that is insured, if the driver is caught and cannot prove that the car is insured the fine will be doubled or tripled. No sane person would drive a car without a valid license or insurance, no matter what part of the civilized world you live in.

What happens when an uninsured driver driving an insured car got hit by an insured driver?

P.S. The insured driver is found at-fault with witnesses. The uninsured driver is worried if his license will be suspended or facing any penalty for driving the his parent's INSURED car.

In California what happens if an uninsured unlicensed driver is driving your insured car and has an accident and the other driver is licensed and insured is at fault?

the insurance of the owners car would have to be liable. basically, your not gonna get sh*t cus driving with no license or insurance automatically makes you at fault--regardless of who really in all actuality was. DONT DRIVE WITH NO INSURANCE.

Who pays if a driver does not have auto insurance but the passenger does?

for the driver - there will no coverage. For the passenger the same as well. It is your responsibility as a passenger, to be sure that the vehicle you are driving in is INSURED, always.

What insurance covers medical bills in an accident where someone not on the cars insurance was driving and wrecked?

The un-insured driver will have to turn to their health insurance company for coverage if he carried no auto insurance.

Does a new teenage driver need to be insured himself if hes only driving his parents insured cars?

He should be a rated driver in the house on something. If not,,,the insurance company could decide to cancel if the teenage driver was not rated, and had a negligent accident.

If a parent in a nursing home is incapable of driving and his son is on the insurance can the insurance company list his daughter as an occasional driver?

What state? Yes, if she is driving and not insured on anther policy. Call and ask your agent

If you do not have insurance but the car is insured are you okay to drive it if you are not the primary driver?

Insurance follows the car, not the driver. As long as the car is insured and you have permission from the owner to drive it, you are covered.

Does insurance pays for a comprehensive insured car driven by an uninsured driver?

Comprehensive coverage does not apply to the driving of a car. It should be covered.

Will an uninsured Texas licensed driver be ticketed when driving an insured car in an accident?

Yes, If you are not an insured under the definitions and terms of the owners insurance policy then you "can" be ticketed. Whether you will be ticketed depends on whether the attending officer checks his computer to see if you are in fact an insured driver or not.

Will insurance pay for an accident if you aren't insured with a permit?

Is this about an auto accident? Are you a young driver who didn't yet have a regular license and was driving with only a learner's permit? What do you mean "you aren't insured"? Drivers aren't insured; vehicles are. Was the car insured or not? If not, what were you doing driving it, and what makes you think there's even a remote chance that insurance will pay? (Unless you're talking about the other driver's liability insurance -- assuming there was another driver.) Or are you some sort of contractor who was working on some sort of job without a work or construction permit?

Can you drive a parents car with them in it if your not insured before you pass your test if you display l plates and they are supervising you?

Yes, but you will be driving illegally. Regarding insurance on written on a personal auto policy, if an insured driver gives you permission to drive their insured vehicle, their insurance covers your liability in an accident. The coverage extends to anyone, whether they are a legal driver, 4 years old, don't have a license, or are blind. However, you need a license to drive in order to be legal.Added: What the question is missing is a statement that you ALREADY HAVE a drivers license or learners permit. If you do NOT have one, you cannot drive under ANY circumstances. As for insurance - it is not the licensed driver that requires insurance, it is the VEHICLE which must be insured.

Who pays when the driver is not the owner and hit a car and doesn't have insurance?

If a driver is not an owner of the car and he also doesn't have insurance of his own and unfortunately hits a car, in such a case if a car is already insured by the owner, he will be covered against the third-party damages. But if a car is not insured, the owner is liable here to pay the damages that third-party oo another car had faced.

Can an insured driver still sue me after his car was fixed by his insurance?

It is more likely you will be sued by the insured driver's insurance company. Just because the other driver had insurance, that does not exonerate you from having to pay damages if you are liable.

Should I buy car insurance before I start my driving test if I am a student driver in Florida?

If the car is not currently insured, then you need to get insurance on the car that you will be driving. You can purchase liability only if you are looking to go the cheaper route.

If an insured driver with permission from an insured car's owner gets into an accident will the driver or the owner be responsible for payments?

the owner of the car with insurance will be responsible

What if a unsured licensed driver is driving an insured car and causes an accident?

Very simple, the insurance policy follows the vehicle not the driver. In this case, the vehicle insurer will be responsible for all damages.

What happens if you are driving your car not knowing your insurance had lapsed and you get hit from behind while at a complete stop by a driver who is then arrested for DUI but is insured?

Hopefully, no one gets hurt. Then, you get a ticket for no insurance.

What is the legal if drives your friend car in that car is not insured and you get a ticket for driving without insurance?

If there is no insurance on the vehicle and you get a ticket for driving without insurance you are guilty of the offense and will have to pay your fine. Even though the vehicle belongs to someone else it is the responsibility of the driver to make sure there is valid auto insurance on the vehicle before driving it.

Is a insured driver covered while driving someone else's Insured car?

Depends on what state you're in.

Will your insurance cover an accident if someone else was driving your car with a revoked license?

Barring any exclusions in your policy if the driver had your permission to drive they will be considered an insured driver thus afforded coverage.

Can a person let someone use their car if that person does not have insurance?

The correct answer to this varies from state to state. Some US states have omnibus laws that require insurance companies to extend coverage to any legal driver whether that particular driver is personally insured or not, as long as the vehicle itself is already insured by someone. [JMH] No as far as i KNOW THEY CAN'T DRIVE UNLESS THEY ARE INSURED