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People go without it all the time. That doesn't mean they should. One state, NJ, requires WC coverage in home insurance, in a limited amount. Some states (eg NY) require Homeowners Insurance policy to respond to WC injury for some home employees. In most states, if you hire someone to work around your home, and that person gets injured on the job and does not have his or her own Workers' Comp coverage, you're the employer and the injured worker can either sue you or look for WC benefits. Talk to a local insurance agent.

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Q: Does a homeowner need Workman's compensation to hire for yard work?
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Do you need to hire an attorney to do a workers compensation compromise and release?

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What type of workmans com insurance does a carpenter in north carolina need?

Workers compensation insurance is nothing more than "workers compensation insurance". Your question is similar to asking what type of auto liability insurance does a person who drives a car need. There is not "type of workmans com" insurance. Just ask your local insurance agent to help you obtain workers compensation insurance and he will give you a quote.


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If you husband was injured on the job you need to find a workmans compensation attorney, preferably one that has handled brain injury caes. A great place to get a referral is you neurologist.


Does a house owner need workmans compensation?

That depends. Most states require that homeowner policies include workers comp coverage. It is intended to cover household employees, such as a maid or nanny. Regardless of whether or not you need the coverage, if your state department of insurance requires it be on the policy then you cannot have it removed. Call your agent to see if it's a state requirement or something they simply chose to add on.


Why would a homeowner need to hire a foreclosure attorney?

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Do you need to carry workmans comp on an employee that works less than 40 hours a week in Georgia?

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Is it possible for a normal homeowner to install bathroom shelves, or do I need to hire someone?

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Can you get a copy of a workmans comp check to be paid to me?

I NEED A COPY OF MY LAST WORKMANS COMP CHECK EMAILED TO ME FROM 2004-2005 HOME DEPOT VALLEJO CALIFORNIA. CHERYL LINDER EMAIL Cjohnston775@gmail.com