People go without it all the time. That doesn't mean they should. One state, NJ, requires WC coverage in home insurance, in a limited amount. Some states (eg NY) require Homeowners Insurance policy to respond to WC injury for some home employees. In most states, if you hire someone to work around your home, and that person gets injured on the job and does not have his or her own Workers' Comp coverage, you're the employer and the injured worker can either sue you or look for WC benefits. Talk to a local insurance agent.
no
Workers compensation insurance is nothing more than "workers compensation insurance". Your question is similar to asking what type of auto liability insurance does a person who drives a car need. There is not "type of workmans com" insurance. Just ask your local insurance agent to help you obtain workers compensation insurance and he will give you a quote.
You will want to find a credible and ethical injury attorney in your area who has a track record of successfully handing workmens compensation claims.
If you husband was injured on the job you need to find a workmans compensation attorney, preferably one that has handled brain injury caes. A great place to get a referral is you neurologist.
That depends. Most states require that homeowner policies include workers comp coverage. It is intended to cover household employees, such as a maid or nanny. Regardless of whether or not you need the coverage, if your state department of insurance requires it be on the policy then you cannot have it removed. Call your agent to see if it's a state requirement or something they simply chose to add on.
A homeowner may need to hire a foreclosure attorney if they are being foreclosed upon by the bank or lender, or person who provided the mortgage. If a person owes more on his home than the home is worth, the bank may try to foreclose on the home, in which case, one would need a foreclosure attorney.
You would need to hire a railroad attorney if you have been working for a railroad company and you've been injured and now you need workers compensation.
If your spouse draws a wage from you or your company, you must include her in any workers' compensation plan. If you both own the business as sole proprietors, neither of you are required to be on a workers' compensation plan.
Yes, according to the State Board of Workers Compensation, if you employ more than two people you must provide workers compensation coverage to all regular employees whether full- or part-time.
It depends on the state that you are in, in California, if you are the owner and have no employees, you do not need workers compensation insurance. The easiest way to find out would be to call your local employment development department - if you are not in CA - if you are, I just answered your question!
It really depends on the type of shelves, but there are many types og shelves that can be easily installed by the typical homeowner. If you are not confident in your handyman abilities, I would recommend hiring someone to install the shelves.
I NEED A COPY OF MY LAST WORKMANS COMP CHECK EMAILED TO ME FROM 2004-2005 HOME DEPOT VALLEJO CALIFORNIA. CHERYL LINDER EMAIL Cjohnston775@gmail.com