No it is not required. Tenants can however get their own renters insurance to cover themselves.
All buildings- whether they have a specified number of tenants or an unspecified number of tenants- need to have landlord insurance. It is strongly reccommended.
Actually, this can be a requirement from your landlord.
The purpose of obtaining Landlord Contents Insurance is to protect the landlord from damage or loss caused by tenants. This insurance may cover appliances, fixtures, and furnishings.
2 leases to same tenants or different tenants? please explain
are landlord's responsible for spraying for bugs
The answer is basically no. The landlord is never responsible for damages to personal property belonging to tenants in any dwelling or structure. That is why you are strongly encouraged to get renters insurance. In some cases you may have some recourse if the landlord knew of the problem. But if you get renters insurance be insurance company can determine that for you and they can seek damages from the landlord.
Landlord insurance usually covers things like malicious damage by tenants, and other useful things like legal and home emergency cover. It's actually quite important to make sure you have landlord house insurance.
No. The landlord will probably have insured the building but the contents will be the tenants responsibility.
No. This is why landlords require tenants to carry renter's insurance. Call your car insurance provider.
This varies from landlord to landlord. If you are staying in full fledged apartment, the insurance will be taken care of by the apartment owner itself. otherwise if you staying in independant house, we have take care of insurance cover for strom damage, flooding.
If the tenant damages the property he is liable for such damages. The Landlord may or may not have his own insurance for this purpose but the tenant is liable. If the Tenant has his own insurance (Renter's Insurance) then the Tenant may file a claim and damages will be covered by that insurance.
You should consult with the landlord/leasing company to see what is offered to prospective tenants and what is required from vacating tenants at each property.