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Does a pregnant woman qualify for short term disability through her spouse's insurance?
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Do group disability plans cover spouses?
No
How to cancel insurance and enroll on spouses plan?
There may be issues with Open Enrollment See the rules about late enrollees You might qualify for Special Enrollment
Does Virginia Law allow spouses to have separate Insurance policies?
Spouses are allowed to carry separate insurance policies, as there are no laws stating otherwise. However, it is generally more cost effective for spouses to carry one together.
What insurance pays off a house in case of a spouses death?
Credit Life Insurance.
Does the birthday rule apply for spouses with the same insurance?
yes
Why does the US Military not give health insurance to same-sex spouses of servicemembers?
It does. Beginning June 26, 2013, same-sex spouses of active service members are eligible for health insurance.
If I am receiving ss disability do my step children and spouse also get a check?
No, stepchildren and spouses are not eligible for Social Security disability benefits based on their relationship to someone receiving disability benefits. Social Security disability benefits are typically only available to the individual who is disabled, assuming they meet the eligibility criteria.
Is disablilty taxable with a Waiver Of Premium Rider for private disability insurance?
Most Individual Disability policies have waiver of premium once you qualify for disability benefits built into the policies. If the premiums for the policy were not deducted as a business expense then the income from the disability policy should be received tax free. If you have a group disability plan paid for by your employer then the benefits are usually taxable. In most cases you cannot purchase more than 70% of your income, in total, either in a group policy or in an individual policy or in a combination of both. The insurance companies have a schedule as to how much coverage you can buy based on your total earned income. The percentage goes down dramatically as your income increase. At $100,000 of income the total disability coverage you can purchase from all sources is around 55% of your income and for most people the maximum benefit available is around $15,000 a month and they would have to be earning over $400,000 a year to qualify for that amount of coverage. Unearned income, such as investment income, can also reduce the amount of coverage you can qualify for. I have heard it said that 1/2 the divorces in the USA are caused due to one of the spouses becoming disabled. When one loses their ability to provide for themselves through no fault of their own their personalities change and if they didn't have a quality disability program in place to help compensate they also can have major financial issues to deal with as well. That is not conducive to a happy lifestyle.
Can you take out a Life insurance policy on a parent?
Yes, you can take out a life insurance policy on a parent. There must exist insurable interest between the owner and insured of a life insurance policy. There does exist insurable interest between spouses, parents and children, and siblings. So, yes, you can buy life insurance on your parent. Your parent may need to sign the application, answer some health questions, or take a medical exam to qualify for life insurance.
Does Boeing offer dental insurance to same-sex spouses of its employees?
Yes, they do.
Can your spouses employer or spouse remove you from a family insurance policy without your knowledge?
yes they can
Does Google Inc offer optical insurance coverage to same-sex spouses of its employees?
Yes, they do.
