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Credit Life Insurance.
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∙ 12y ago
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Is there any way to get accidental death insurance to pay in the event of suicide?
No. No insurance policy covers death in case of suicide.
Who is responsibe for spouses debts in case of death?
The estate is responsible to resolve all debts. Once they are resolved, then the rest can be distributed to the spouse.
What exactly is house contents insurance?
House contents insurance provides insurance coverage for the possessions in your house in case of fire, theft or other damages. If you have a lot of things or your possessions are worth a lot of money you should have this type of insurance.
What is sum assured in health insurance?
Sum assured is the minimum amount payable by the insurance company in case of death of the policy holder. In such case the policy holder select the sum assured or coverage. Than it is mandatory for insurance companies to pay out this sum in case of the unfortunate death of the policy holder.
If life insurance policy holder changed his job and address but didn't informed what will happen in the case of death?
If life insurance policy holder changed his job and address but didn't informed what will happen in the case of death?
Which type of insurance coverage will not pay benefits for the death of the insured due to an illness-?
The accidental death insurance does not pay in case the insured dies due to illness.
Where can I find a house insurance calculator online?
It is always good to know exactly where you are to be able to afford house insurance or not. It is really important to have house insurance in case of fire, etc. Here is a calculator: homeinsurance.com/calculators/
Can you buy a house and not want insurance?
Yes. If you pay cash for your house then you do not have to buy insurance. The only time you have to buy insurance on a house is if you take out a mortgage, the lender will probably require you to have insurance. That is in case the place burns down, it protects the banks collateral.
Is private mortgage insurance the same as homeowners insurance?
They are not the same. Homeowner's insurance insures the property: dwelling, personal property, other structures on the property, etc. Private mortgage insurance pays the mortgage in case of the death or disability of the mortgagor.
What purpose does unoccupied home insurance serve?
Unoccupied home insurance helps protect your house when it is empty. It covers what regular home insurance does not, in the case that your house is left unoccupied for a month or more. It covers damage in the case of fire, earthquake, explosion and lightning.
Does my auto insurance have to pay a death benefit to survivors if a one car accident causes a death?
The term "death benefit" refers to a payment made as a result of a life insurance policy. In the case of car insurance, if there is a lawsuit for wrongful death, and a payment is ordered by the court, then the car insurance will pay. That is not exactly the same thing as a death benefit even though it is a payment made as a result of a death.
Can a spouse cash out life insurance policy without spouses signature?
Yes, a spouse can cash out their own life insurance policy in most cases. There may be some restrictions within the initial policy so this is an individual case basis.
