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No. If he is listed at all, then he is covered. If he IS the primary driver of a vehicle, then he should be listed as such.

2006-03-06 16:29:23
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Related Questions

Is the driver covered under the scheduled autos?

If the driver is listed as driver under the primary insureds policy or is driver with permission from the owner of the policy Yes it's covered.The Scheduled Autos or symbol 7 is used to specify that only the autos scheduled on the policy are covered.

Do you have to be added to your parents insurance policy if you are primary driver of one of their vehicles and you have insurance policy of your own?

yes, simple as that.

If you do not have insurance but the car is insured are you okay to drive it if you are not the primary driver?

Insurance follows the car, not the driver. As long as the car is insured and you have permission from the owner to drive it, you are covered.

Is a teenage driver more likely to have an accident than an adult driver?

Yes. A teenage driver hasn't the experience and judgment that most older drivers have.

Can you be the primary driver on both cars if one is for pleasure and 1 is for business?

Yes, if you drive both vehicles more than anyone else.

Can you Have A Registered car but have someone else on the insurance?

Only your insurance company can answer that - mine does... I have insured vehicles that were not in my name and insured vehicles in my name for other drivers - Geico... I have also loaned vehicles that were in collisions and they still covered them even though I did not specifically "add a driver".

Do you need to insure your teenage driver?


Can a permit driver drive with another teenage licensed driver in the state of CA?


How many times more likely is a a teenage driver with a BAC of .08 - .09 to be involved in a fatal crash than a sober teenage driver?


You are insured as a second driver if you have an accident will you be covered?

As long as you are listed as a driver on the policy and an accident occurs in a covered vehicle, then yes you will be covered under the terms and conditions of the policy just as any other driver on the policy.

What are some benefits of having a Fiat company insurance?

The benefits of Fiat company insurance are that the Fiat vehicles under the insurance are completely covered. This is true regardless of who the driver may be.

Who deals with all the vehicles in movies?

The Teamsters Union is the dominate source of drivers for motion picture production vehicles. Vehicles that appear on film are usually driven by a professional driver or stunt driver.

How many vehicles are there in driver 76?


Can one person be listed as primary driver on two vehicles and hold a loan for each car?

Yes, just as long as their credit scores remain in good standing, then it is possible.

Does a new teenage driver need to be insured himself if hes only driving his parents insured cars?

He should be a rated driver in the house on something. If not,,,the insurance company could decide to cancel if the teenage driver was not rated, and had a negligent accident.

What is a bonded truck driver?

A bonded truck driver is a driver that has no crimminal record and is covered by company bond.

Are employees covered under the auto insurance policy of a business?

As long as the business has the driver listed as a driver/employee of the automobile, they should be covered.

What if an excluded driver has an accident in your car in Michigan?

If an excluded driver is driving any vehicles on said policy there is effectively no coverage. This means no liability/property damage/collision. The driver is At Fault in the accident regardless of circumstances. They are responsible for 100% of damages, medical and property even in a No-Fault state. They will also be required to file an FR 22 for a period of years. It will cost a minimum of thousands of dollars for the excluded driver and the insured. Example: Excluded driver is involved in a collision with a teenage driver who runs a stop sign. The teenage driver needs to be hospitalized and cared for due to intensive medical problems. The parents of the driver sue the excluded driver and the owner of the vehicle for all medical costs. $300,000. -Insurance Agent P&C

Does insurance cover a permitted driver?

You need to read your policy carefully and talk with your agent. A permitted driver is usually covered. However, if the driver lives with you and you don't have them listed, they are not covered. If they are a regular driver and are not listed, they are not covered. If they have a suspended or revoked license, or if they have no license, you are not covered. It is best not to allow others to drive your car under any circumstances. If they have an accident, it is on your insurance, and the company will add them to your policy even if they cover them.

What is a driver hiker?

Someone who drives vehicles between locations.

What doas it mean PHV driver?

Private Hire Vehicles

If you are a passenger in an uninsured driver's vehicle does that mean that you are not covered either if he has an accident?

If you mean are your medical bills covered -- and assuming your state requires medical coverage on auto insurance policies -- then, no, you wouldn't be covered by any policy of the driver's since, of course, no policy exists. However, if you have your own auto policy, that policy would then become primary. After that, your health insurance would be primary. Unfortunately for the uninsured driver, if you do have to go through your own health insurance, there's a big possibility that they will go after the driver for any payments they make, particularly if a driver is legally required to carry auto insurance in your state (again, insurance that included medical coverage).

Why does car insurance go up with a teenage driver?

because they cant drive

What is Primary IDE Channel?

The Primary IDE Channel component provides the IDEport driver in the atapi.sys file.The IDE port driver is part of the IDE driver model in Windows 2000

What is a bonded truck?

A bonded truck driver is a driver that has no criminal record and is covered by company bond.