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Q: Does an employer have to specify if they want to do a credit check?
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How do you answer when the employer ask you the rate you want?

You can either specify an amount, or you can call it "negotiable".


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As long as they want


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If you want to buy a car or house you need good credit. Some employers run a credit check to determine if you are responsible. Insurance companies run a credit check for you to get insurance.


Is it appropriate to contact a potential employer to see if they have received your resume?

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How do i check my credit score without a credit card?

annualcreditreport.com is the first place to go ---no cost--no credit card necessary If you want to check your score more than once a year go to CreditKarma.com - they allow you to pull your score whenever you want without a credit card or fee.


How often should a person check their credit report?

You can check it any time you want to - it won't affect your credit score. I, personally - check mine around the 1st of the month - after any credit card interest has been debited.


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