It depends on the type of insurance. If you have a whole life or guaranteed universal life policy, the rates are set when you take out the policy and the company cannot increase the rate, ever.
If you have a renewable term insurance policy, the rate will increase each time you renew the term.
The agent that sold you the policy should have fully explained rate increases and how they worked and if your policy was subject to them.
Insurance company have premium rates, Not inflation rates.
It depends on what kind of insurance you are seeking. For auto insurance, Progressive Insurance will show you the rates of some of their competitors. For other insurance, you can usually find a site that searches several insurance company rates.
You will find the best auto insurance rates at www.geico.com
Insurance rates depend on which insurance company you choose to do business with. When you decide which insurance company you want to insure your commercial boat, you fill out a quote for your particular coverage.
A.M. Best Company rates various companies, including automobile insurance companies. Another option is Weiss Ratings, a company that rates an insurance company's financial strength.
You can get information about Pi Insurance company's rates and insurance available by calling thema t +44 (0)1323 648000 as they are based in the UK. You can also get rates and information at their website at http://www.professionalinsuranceagents.co.uk/.
At renewal.
There are many sites online that compare insurance rates. Every major insurance company will offer a tool on their website that will allow you to compare their rates vs other insurance companies.
Online there are many auto insurance companies. Esurance is an online website, which compares several auto insurance rates online. You can compare the rates and choose the insurance company which fits the best.
www.progressive.com and www.esurance.com will both give you competing rates for insurance for your small company.
An actuary.
A register of commercial insurance rates can be found directly from the insurance websites. These company websites include "Geico" and also "gocompare".