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Primarily the auto insurance policy follows the car.

Secondarily it covers the driver should he be driving an uninsured vehicle or to cover him on a borrowed vehicle.

There are some restrictions based on primary vehicle replacement and other situations.

Read your policy for specific information.

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โˆ™ 2010-10-25 21:08:22
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23 cards

If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

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Q: Does auto insurance follow the car of the driver in new jersey?
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Related questions

Does auto insurance follow the driver or the car in CA?

It depends on your insurance and where you are from.


Does auto insurance follow the car or driver in an accident in TX?

Car


Does New Jersey offer insurance for an uninsured motorist like myself?

Auto insurance is required in New Jersey. As a New Jersey driver, you have many choices when it comes to purchasing auto insurance. Each choice you make affects the coverage you receive and the amount you pay.


Do you need a driver license to get auto insurance in new jersey?

do you need a license ti insure a vehicle in new jersey


Does auto insurance follow the car or the driver?

It really depends on the state that you live in.


Which reputable insurance company can offer cheap auto insurance in New Jersey?

The reputable insurance company that can offer cheap auto insurance in New Jersey is none other than IFA Auto. IFA Auto is one of the most reputable auto insurance companies for New Jersey.


What are some high risk auto insurance companies in New Jersey?

If one is looking for high risk auto insurance companies in New Jersey, one could try the New Jersey Manufacturers Insurance Company. The IFA Auto Insurance is also worth a look.


Can your parent have non driver's insurance but have their teen as a driver on their insurance?

As long as you have auto insurance yes.


What is nonowner auto liability insurance?

This is a type of auto liability coverage that can be purchased when the buyer does not own an automobile. While auto liability insurance is typically said to "follow the car", meaning that it correlates with a particular vehicle, non-owner's coverage "follows the driver". In that sense, it covers the driver irrespective of the vehicle he/she is driving.


Does California auto liability follow auto or driver?

auto


Do you have to get your auto insurance under your cosigner's auto insurance if they cosign for you?

maybe it will help you - autoinsurance.aains.us/adding-young-driver-auto-insurance-policy/


How hard is it for a teenaged driver to get auto insurance in Rhode Island?

You must be at least 16 and have a driver license to get auto insurance in Rhode Island


Does auto insurance cover any driver of your car?

no, the driver has to be on your insurance or have there own insurance. if your driving and the persons with you then yes


Does auto insurance follow the car or the driver in Arizona?

Auto insurance covers the Named Insured(s) for certain losses that may arise out of vehicle operation or ownership. Bear in Mind that the notion of Auto insurance following a car or a driver is lay-mans language. An insurance professional should never use such broad terms when explaining coverage as it is an misleading over simplification of the coverage and would not be accurate. Regardless of what state your in, sometimes your auto insurance will follow you to another vehicle and sometimes it will cover other drivers that you permit to drive your vehicle, but it all depends on the circumstances involved.


Is unlicensed driver in accident able to get insurance?

Driver's licensure is a condition of getting auto insurance.


How do you add a driver to auto insurance?

By calling your insurance agent


Where are some places one can buy auto insurance in NJ?

One can buy auto insurance in New Jersey at the Esurance website. They offer auto insurance in New Jersey, which means they have mastered the slightly complex ins and outs for drivers in the Garden State. New Jersey drivers are required to choose between two types of auto insurance policies, basic and standard.


What do you do if you have auto insurance and you hit a parked car whose driver does not have auto insurance?

Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.


How old do you have to be to have auto insurance?

If you are old enough to have a driver's license, then you are old enough to have auto insurance ... simple as that!


Your adult daughter has auto insurance and is gifting you her car you have a car and insurance She lives with you Do you have to put her on your insurance policy?

As long as she has her own policy on her own, it would not affect your insurance in the sense of premium or the need to have her insured on your policy. However, most auto insurance company want to have her listed as a driver in the household since she lives with you. The policy actually follow the vehicle and not the driver. If she was to drive this vehicle and get into an accident, your policy would be the primary and her policy would be secondary.


If your driver's license expires will you still be covered under your auto insurance policy?

If your driver's license expires will you still be covered under your auto insurance policy?


In New Jersey is auto insurance primary over health insurance?

Yes it is.


Can Non driver homeowners insurance be on a drivers auto insurance?

Homeowners insurance is separate from auto insurance. You may get a discount if you buy both from the same company.


Will auto liability insurance follow a driver if they steal an auto?

NO, All auto insurance policies specifically exclude coverage for accidents and claims that arise from criminal activity other than normal traffic violations. Auto theft is a felony in the U.S. No Auto Insurance Company in the USA would be obligated to pay for a claim arising from the Insureds theft of another persons property.


What are some insurance companies in NJ?

There are many different insurance companies in New Jersey. Some of the most popular insurance companies in New Jersey are IFA Auto Insurance and StateFarm.