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Does auto insurance follow the car of the driver in new jersey?


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Wiki User
2010-10-25 21:08:22
2010-10-25 21:08:22

Primarily the auto insurance policy follows the car.

Secondarily it covers the driver should he be driving an uninsured vehicle or to cover him on a borrowed vehicle.

There are some restrictions based on primary vehicle replacement and other situations.

Read your policy for specific information.

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Related Questions

It depends on your insurance and where you are from.

It really depends on the state that you live in.

do you need a license ti insure a vehicle in new jersey

Auto insurance is required in New Jersey. As a New Jersey driver, you have many choices when it comes to purchasing auto insurance. Each choice you make affects the coverage you receive and the amount you pay.

The reputable insurance company that can offer cheap auto insurance in New Jersey is none other than IFA Auto. IFA Auto is one of the most reputable auto insurance companies for New Jersey.

If one is looking for high risk auto insurance companies in New Jersey, one could try the New Jersey Manufacturers Insurance Company. The IFA Auto Insurance is also worth a look.

By calling your insurance agent

no, the driver has to be on your insurance or have there own insurance. if your driving and the persons with you then yes

maybe it will help you -

You must be at least 16 and have a driver license to get auto insurance in Rhode Island

Your insurance will have to pay regardless if the other person has insurance or not. You were at fault.

This is a type of auto liability coverage that can be purchased when the buyer does not own an automobile. While auto liability insurance is typically said to "follow the car", meaning that it correlates with a particular vehicle, non-owner's coverage "follows the driver". In that sense, it covers the driver irrespective of the vehicle he/she is driving.

One can buy auto insurance in New Jersey at the Esurance website. They offer auto insurance in New Jersey, which means they have mastered the slightly complex ins and outs for drivers in the Garden State. New Jersey drivers are required to choose between two types of auto insurance policies, basic and standard.

Homeowners insurance is separate from auto insurance. You may get a discount if you buy both from the same company.

Auto insurance covers the Named Insured(s) for certain losses that may arise out of vehicle operation or ownership. Bear in Mind that the notion of Auto insurance following a car or a driver is lay-mans language. An insurance professional should never use such broad terms when explaining coverage as it is an misleading over simplification of the coverage and would not be accurate. Regardless of what state your in, sometimes your auto insurance will follow you to another vehicle and sometimes it will cover other drivers that you permit to drive your vehicle, but it all depends on the circumstances involved.

NO, All auto insurance policies specifically exclude coverage for accidents and claims that arise from criminal activity other than normal traffic violations. Auto theft is a felony in the U.S. No Auto Insurance Company in the USA would be obligated to pay for a claim arising from the Insureds theft of another persons property.

There are many different insurance companies in New Jersey. Some of the most popular insurance companies in New Jersey are IFA Auto Insurance and StateFarm.

Auto Insurance Without a Car?Yes, You can purchase "Non Owners Insurance" Coverage. Sometimes referred to as "Named Driver Coverage"Drive safe - Buckle Up

Driver's licensure is a condition of getting auto insurance.

If you are willing to charge this driver with auto theft it probably will. If not, the insurance company will assume you are giving him permission after the fact.

The best auto insurance company to use is defintely Allstate they offer driver rewards for safe driving and the best coverage that any driver can use.

Yes, You can add any person you wish to your auto insurance policy that you want to be a covered driver in your vehicle.

Auto insurance prices for young drivers are based on many factors. Is the driver a male or female, does the driver have good grades, does the driver live in a city or out in a rural area. All of these are factors in determining insurance rates. For the lowest cost, a young driver would probably do best to try to get insurance through their parent's insurance bundle.

Yes, as long as you have a valid driver license.

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