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Does bad credit go away after 7 years?

Updated: 9/16/2023
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14y ago

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Bad credit doesn't just go away after the required 7 years of reporting. Usually you will need to contact all 3 credit bureaus to have the item removed after the 7 year period. Get a free copy of your credit report at http://annualcreditreport.com and check your entries.

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Q: Does bad credit go away after 7 years?
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