Is nursing home care covered

Answer 1

Some nursing home cares are covered under Medicaid and Medicare. These are usually called labelled "Skilled Nursing Facility' in the United States. Each state has it's own licenses, standards, and procedures. For more information on home care, it would be best to examine each state and facility. Not all facilities must opt into Medicaid and Medicare.

Answer 2

In my experience, Blue Cross Federal, does not offer skilled nursing benefits, as a primary insurer. As a Medicare supplement, they will usually pay the co-insurance on days 21-30.

Answer 3

Yes, there are some Blue Cross plans that cover nursing home costs. You will need to read your plan to determine if your insurance covers the fees.