Provided your premiums have been paid and your policy was in effect at the time of the accident, an automobile's liability coverage will pay for any property damage you do in an accident, even if you run your car into a store front or knock over a power pole. The policy will pay up to the limit of the liability portion of the policy.
Yes, The liability portion of your auto insurance policy will cover the damages you may do to a telephone pole in an accident.
Usually one cannot sue their own company if the accident was a fault of their own. If someone else hit you and caused you to hit the pole, the other person's insurance would be liable.
Yes, you will need to report your accident to the police. You should report all accidents to the police, so that you can file a claim with your insurance.
PIPD? Please advise if you mean PIP/PD... PD, being property damage to others would pay for damage to a power pole, but only to the limits within the policy.
If you report the incident to your insurance company, and want them to cover the damages, it's more than likely they will consider it an 'at fault' accident, and it's possible your rates will increase, especially if it's not your first accident. The best way to avoid insurance rate increase in this situation is to pay for the damages yourself out of pocket, and not report it to your insurance company.
Yes, of course. You will also lose your license, since you can not safely drive.
yes
That depends on what your property damage limit is. Typically, you have a per accident limit for property damage, usually around $10,000 or more. What this means that the insurance company will pay up to $10,000 in property damage for your car if you have full coverage and the cost for the pole. Should the combined total exceed $10,000 you may have to pay some of the excess yourself.
You would need to check with your corporate insurance, to see what is and is not covered.
yeah, if you hit it with a car.motorcycle, you know...
Installation of power poles vary according to what area of the country in which you live. Also there is a difference in costs as to whether it is a primary or secondary power pole. Poles vary from #1 to #5 in grading and depending on what the pole is to be used for will depend on the grade of pole used. This sets the cost of the pole as to what grade pole is needed for the installation.
As long as you have collision yes insurance will cover the damage that was done.