Does cigna cover root canals

Answer 1

It all depends on a particular plan. Now, do not take it for financial, professional, and or legal advice, - the best thing is to call dentist's office, you are going to visit for the root canal treatment, and ask them to check with your plan. Keep in mind that most plans that cover for root canal treatments have deductibles, co-pays, some may have waiting period, maximum payable charge, etc., and most important have inadequate annual limits. Example: let's say your need the root canal treatment for $1400, and the plan pays for it after $100 deductible at 70% up-to $1400 fee after 3 months of waiting, then it should cover $910 (your co-pay is $490) assuming you have had the plan for at least 3 months. However, if your annual limit is $1000, and you have had other work done for let's say $400 dollars, then you only have $600 left on the plan, so never mind that "it should cover $910" because there is only $600 left on the plan. By the way, if you call the dental plan to check on the remaining annual amounts left right after getting other treatment done, you may not get accurate number until those claims are processed, which may take from a few days to a few months. Check on some more information on https://www.endowithcare.com/FAQ_for_Patients.html