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Answered 2011-12-02 21:53:01

Classic car insurance costs more than regular car insurance. This is because it costs more to replace the parts on an antique car, and would be a lot more to replace if totaled.

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Classic car insurance is for "classic" or older model cars, whereas basic car insurance is a minimum coverage insurance for normal cars. Classic cars are cars that are at least 20 years old but not more than 40 years old.


Classic car insurance is not part of a normal auto insurance policy. Specific information must be provided to the insurance company in order for them to provide this additional coverage


It does not offer anymore insurance than the other. Because the car is more valuable, it just cost more to cover it and certain insurance companies will not cover this type of cars.


Insurance companies that will insure classic trucks include Direct Line and More Than. A company called Classic Truck Insurance also insure classic trucks.


A classic car insurance company is different from a regular car insurance company because the specialize in classic cars. They will be able to insure you for your more expensive classic car.


Insurance for classic vehicles is quite a bit more expensive than modern ones since the older technology means they are less reliable and not as safe. It is quite difficult to repair and get parts for older bikes too.


Getting insurance for a classic car is very similar to getting insurance for a new car. The only difference is that it is more expensive to insure a classic car than a new car.


A truck insurance doesn't necessarily cost more. It would depend on the size of the truck.


"Progressive, Geico, and Allstate offer bike issurance, however, classic bikes may actually be cheaper to insure due to the lower claims rate. Fully comprehensive and liability insurance cost more, and there are many coverage levels. Typically, insurance might run you $80-$300 a month depending on your coverage level and value of your bike."


There are many places where one could go to find more information about classic car insurance online. One of the best places to find classic car insurance would be Progressive's website.


No, the coverage not specific to a classic car but you can insure it. Texas does not have property taxes so you will pay more for other things like insurance.


Generally no unless it is a well sought after classic car then you will have to pay a greater premium. If you are going to use your car as an everyday car then I would suggest getting standard auto insurance but if you plan to drive it occasionally then specialty insurance might be the best choice.


The answer is simple. At Hagerty, we provide specialty insurance for more classic cars than anyone else in the world. How did we get here -Ron Altoona, PA


Classic American cars cost $9,000 average, some might be more. You can purchase classic American cars from the following sources: We Buy Any Car, Chevrolet, Auto Trader Classic, Car and Classic.


Watches are considered jewelry by insurance companies. Some watches are common in collector's items and may costs myriads more than a normal watch will cost.


Post office insurance cost can depend. It costs more money for the more expensive things you have and how heavy your items are.


In Texas, Yes, It will cost more for Insurance for a new driver whether or not he is the registered owner of a vehicle.


Classic car insurance is a special type of policy that provides coverage for vehicles that are considered valuable because of their age, make, or model. One of the most important aspects in acquiring classic car insurance is making sure that a vehicle is actually considered a classic. In Pennsylvania, a classic car is defined as a car that is at least 15 years old, which has been maintained according to the manufacturer's original specifications, and that is expected to increase in value over time. Classic car insurance is different from other types of insurance for non-work related vehicles such as antique car insurance, modified classic car insurance, and vintage car insurance. Classic car insurance is very different from traditional auto insurance. The policy has a number of restrictions that must be followed for the insurance to remain active. Namely, the car must not be used for daily transportation or work. Some policies restrict the usage of the classic car to parades and auto shows, while a few allow light recreational driving within a certain radius of the home. Certain policies that cover very expensive classic cars in Pennsylvania might also require that the owner actually posses a second vehicle for normal driving to ensure that the classic car will not be used. When determining the exact parameters of a classic car insurance policy, often appraisals and other information about the car are required. This is because a policy can be customized to cover many of the more expensive features of a classic car that might not be covered for a normal modern car. These include special hood ornaments, upholstery, dashboard fixtures, and even parts such as authentic mufflers or light covers. The more expensive the overall value of the classic car is estimated at, the higher the insurance premiums will be. Despite the fact that the car might be covered for far more than a standard vehicle, the premiums are still usually lower than normal because of the low risk of an accident due to the usage restrictions. Beyond just the car, many of the better established classic car insurance providers in Pennsylvania also take the record of the driver into consideration. Most of the time, minor infractions are not taken into account. What can affect classic car coverage, however, are incidents that are related to reckless driving, driving under the influence, and behaviors that might point towards the driver disregarding safety and driving the classic car into an accident. A poor record could result in higher premiums or a denial of classic car coverage.


A car is classified as classic because of its age during registration. Virginia classifies cars that are twenty years and above as classic.RestrictionsInsurance companies in Virginia have certain restrictions on the insurance of classic cars. First motorist may be required to provide a review or value records of the classic car. These documents allow the insurance firm to establish possible violations, accidents, and even mileage history of the classic car. Secondly, the companies usually put limits on the number of miles that one can cover with the classic car either monthly or yearly. Depending on the age of the car, the miles limit range between 1,500 and 7,500. Furthermore, there is a limited distance from your home for which the insurance company wills you to drive your classic car. In some cases, a classic insurance policy will limit the use of your classic car to pageants, planned meetings, and classic car shows. An individual should choose a policy that fulfills his or her needs.In most cases, classic cars are covered at lower rates than a normal car coverage. The rates depend on the principal purpose of the vehicle and the mileage per year.Digesting Classic Car Insurance It is difficult, for a classic car owner will get a reasonable deal without understanding the tenets of classic car insurance. Anyone having a classic car should find out as much information as possible on the available policies in Virginia, the firms which offer them, and the process of securing classic car insurance.Insurance companies will consider the driving history of the motorist that is in need of classic coverage. If the motorist has more than two violations or speeds driving tickets, a company may not accept to offer an insurance policy. Nonetheless, it will insure a classic car with a major breach within 3 to 6 years. Major breaches include reckless driving, over speeding, and DUI offenses.In Virginia, applicants for classic car insurance coverage must have five or more years experience driving on Virginian roads. The company employs an underwriter to evaluate the driving records of all members of the household who drive the car.


A good example of specialty insurance company for classic cars would be the Anpac company who have a wesbite that offers more information. Alternatively you could use the bewiser website.


Yes, if you take out collision and comprehensive insurance. The more the car is worth the higher the insurance premium.


Based on their reputation, I would say that Hagerty Classic Car Insurance is reputable and dependable. Search some on-line reviews where people can give you their opinions based on their experience.


Fines vary from State to State and City to City. One thing that is normal is that the fine for no insurance usually costs more than having insurance. In many States you will also lose your drivers license for a period of time.


Below is a list of the Florida state minimum auto insurance requirements, however classic and antique cars are very inexpensive to insure because they generally have very limited usage. While we have listed the minimum coverage requirements here, it is recommended that you consider a more suitable amount of coverage. The cost difference will be minimal.


All the normal factors will affect the price of insurance, such as sex, marital status, age and driving record. Then you have to think about they kind of car it is. Is it luxury, high performance, or both? The age of the car is a big factor as well because the other the car is, the less likely parts are easily accessible and repairs will become more costly. Shop around before buying car insurance for any type of car.



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