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What else can I help you with?
How does a car repo affect credit?
It goes on your Credit History as an incomplete pay history and in the comments sections in the Credit History for that bank they will give the reason for the negative history.
How can closing a bank account potentially impact my credit score?
Closing a bank account can potentially impact your credit score if the account has a negative balance or if it is your oldest account. This can affect your credit history and overall credit utilization, which are factors that can influence your credit score.
Will having a joint bank account with someone who is behind on their personal loan affect your own ability to get a personal loan?
No. Credit history pertains to the individual. With the exception of joint accounts such as credit cards, not bank accounts.
Will repeated declined transactions on a credit card affect your credit rating or affect how a bank views you as a loan candidate?
Declined transactions on a credit card would seem to indicate that you have exceeded your credit limit. Exceeding your credit limit will reduce your credit score. This means that a bank would take a very close look when you apply for more credit.
Where can I find out more information on my credit score history?
There are multiple websites that can calculate your credit score history. For example, freecreditreport.com. You could also ask you bank or credit union.
What credit cards are available for someone with no credit history?
Most credit card companies will offer a credit card for someone with no credit history. A few of them are capital one, any prepaid credit card and most banks. If you have no credit history the best way to go would be to go thru your bank.
Which lenders will give loans to people with a bad credit history?
For people with a bad credit history, loans can be obtained from a variety of places. These include Derbyshire Building Society, Norton Finance Gold, Clydesdale Bank, Sainsbury's Bank, Tesco Bank, Marks and Spender's Bank and others.
How do you check the credit history of a foreigner?
The information from a credit history doesn't transfer. So what has to be done before the person moves is to get a U.S. bank account and try to establish some credit.
Can I apply for a credit card online?
Most people who are working are eligible to apply for a credit card online from their bank. The bank will look at your credit history and general reputation in the community when evaluating your application.
Does your credit report contain your bank account?
No, your credit report does not contain specific information about your bank accounts, such as account numbers or balances. Instead, it focuses on your credit history, including credit accounts, payment history, and any outstanding debts. However, lenders may consider your banking history when assessing your creditworthiness during the application process.
What is the purpose of a royal bank visa?
Royal bank visa are basically credit cards and debit cards issued by the Royal Bank (depends on which bank you hold an account with) for their customers. If you have a good credit history, you can get a credit card. Or else, you can build one with a prepaid card.
Why would a bank want your credit score?
Banks use a credit score to decide what services to provide. Where I live a Bank may not refuse you a bank account. But depending on your history and credit score they do not have to provide anything else if they don't want.
