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Q: Does collection agency account information includes bounced checks unpaid rent utility bills and doctor's or hospital bills?
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Can a hospital sue for nonpayment?

Yes, a hospital can sue you for nonpayment. If you fail to pay your hospital bill, the hospital will report your account to a collection agency.


What is an open collection account?

A collection account that has not been paid off.


Do you need to include account numbers for both the collection agency and the original creditor on your bankruptcy form?

Include the original account number if you are including the original creditor. Include the account number for the collection agency if you do not have the orignal creditor information and are including them as "Care Of" for service.


How do you find the collection agency's contact information if the reference on your credit report says only 'medical collection account'?

Contact the credit reporting agency from where you got the report. They have the contact information and can provide that to you upon request.


Which background check includes bank account information?

none


Can unpaid co-payments for Hospital bills hurt your credit report?

Yep! If the ambulance company turns your account over to a collection agency that agency might report the collection on your credit. Medical collections are the most common type of collection on a credit report.


If account is sold to collections should original creditor remove that account?

The original creditor does not remove your information. What is should say in the notes section is that the account has been transfered or sold to a third party collection agency. This information will remain on your account until the 7 year clock expires.


What is a Derogatory public record or collection?

== == A Deragatory record is an account that has had a history of late payments. A collection account is an account that was not paid on time or at all, and was closed by the creditor and sold to a collection agency.


If your account is sold to a collection agency how to do you find out when it was sold and how old the account is?

When the collection agency contacts you, they have to give you the opportunity to request information concerning the debt. You will have thirty days to send a written request to dispute the debt. And to ask for confirmation of the original creditor, the amount owed, when the account was remanded to the agency, etc.


What is the minimum payment on a hospital bill in Washington state?

The statement from the hospital or the hospital's account representative should contain that information. There are no laws which set a "minimum payment" amount for any debt, that is done by the creditor or the service provider.


If you offer to pay a lessor amount on a hospital bill then was previously agreed upon can they still send the account to a collection agency?

Yes. You have a legal contract to pay the agreed upon amount. If they did not accept your latest offer, they can send the bill to a collection agency.


How does a creditor know where and what bank account to freeze?

The banks send your information to the major credit reporting agencies. In order to freeze your bank account the creditor must obtain a court order to collect on a debt from you. With that court order they can get your account information from the bank to process the freeze/collection.