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After you meet your deductible
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∙ 13y ago
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Both parties in accident have geico ins. who pays for deductible?
If you are at fault, your policy will pay for the other person's damage under your property damage coverage. If you have collision coverage, you will have to pay your deductible if you are at fault.
Had a collision other party fault can the ins co ask you to pay deductible?
If you had a collision and the other party does not have insurance, you would have to pay the deductible. Your insurance company would pay for any needed repairs.
If you hit a high water area and hydro planed and hit a tree will comprehensive insurance cover the damage?
Your collision coverage should pay for the damage caused by hitting the tree.Comprehensive insurance covers water damage, hail and flood. However, in your scenario, the damage was only indirectly caused by the water. Damage to your car caused by hitting another car or a fixed object is paid for by your collision coverage.
You Need a new roof will the insurance pay for it?
They will not pay for a new roof. Roofs are not covered due to wear, tear or faulty installation. They will not pay to fix the roof if you have a leak unless in suffered wind or hail damage. They will pay for a roof due to any sudden and accidental damage like fire, wind, hail or falling object.
What type of insurance will pay for damage to your car or to replace your car if it is declared to be a total loss?
collision coverage
Will the other insurance company pay for my damages if i don't have collision and it was not my fault?
It should if they have property damage liability.
A drunk drive with full ins coverage hit my parked car and the police arrested him on site I don't have collision on my car so will the drunk drivers ins have to pay for the repairs on my car?
no, the person driving the car will be 100% responsible. i had that happen to me in the states and his auto ins didn't cover someone intoxicated, but he still had to pay, through court.
What is Auto collision insurance?
Collision coverage pays to repair or replace your vehicle if you are determined to be 'at-fault' (you caused the accident). Typically, a deductible (amount you pay out of pocket) applies to this type of coverage. The most common deductibles are $500 to $1000, but can be lower or higher. Comprehensive (also known as "Other Than Collision") coverage is usually included on policies with Collision coverage. It covers theft, vandalism, flooding, fire, animal damage, glass damage (not caused by a collision) and severe weather damage (hail, wind, tornado, hurricane, etc). If a vehicle is financed, both of these coverages are considered mandatory to protect the lender. Collision claims will usually cause your insurance rate to increase at your next renewal. Most insurers don't penalize you for Comprehensive claims because they weren't caused by your negligence.
In a collision an uninsured motorist was at fault who pays for the damage insurance or uninsured motorist?
The insurance will pay for your damage if you have insurance from underinsured motorists. Otherwise, the motorist will pay for it who doesn't have insurance if they have any money.
What do you do if your insurance wont pay for damage after a storm you have homeowners insurance but the insurance company is in dispute of the ammount of damage?
HIRE AN INDEPENDENT APPRAISER. FROM INS AGENT IN TX
Would liability insurance cover you if damage to your car was due to road conditions?
No, your collision and other than collision would be the place to get those coverages. Liability protects you from having to pay if you injure or damage someone else or their property.
What type of insurance will pay for theft or damage done to your car from natural disasters such as flood fire or hail?
comprehensive coverage...
