No, Your home insurance policy provides coverage for property and liability losses resulting from the covered perils. Typically Fire, Wind Hail, accidental injury etc.
Legal disputes not related to the covered perils between you and your neighbor would not be covered.
You don't, your insurance covers your home and your neighbors insurance covers their home. If you have a covered property loss, you contact your own insurance company, not your neighbors. Likewise if your neighbor suffers a loss, he contacts his own insurer, not yours. Should the two of you ever have cause to meet in a legal dispute, you both may get to meet the others insurance company through their legal defense teams. Just contact your own insurer, If they determine your neighbor is somehow financially liable for a loss they would know how to subrogate the claim.
Renter's Insurance covers anything that may happen to your property, and in some cases your neighbor's property, while you are renting. If the building should catch on fire, your renter's insurance will cover your belongings. If it was your fault in some way, it will cover your neighbor's belongings.
The neighbor should be held liable for damages caused by anyone or anything that resides upon his property whether or not it is included in the homeowners insurance. You can file a complaint with the local animal control agency in your area.
a party to an arbitration agreement may be compelled to arbitrate a dispute, if the agreement covers the subject matter of the dispute.
PIP insurance is an extension of car insurance available in some US states, it covers medical expenses and in some cases, most wages and other damages. One can get it from insurance companies that offer it. One such company is Allstate Insurance.
If it is done as a business, yes they probably should. If it is just your neighbor kid or a family friend, your homeowner's insurance probably covers it.
The benefits of an insurance are: 1. The insurance covers accidents 2. The insurance covers medical needs. 3. The insurance covers thefts. 4. The insurance covers a lot of other things and it can save you money.
If you were aware of a leak....informed no one, took no steps to repair or prevent the water from escaping your apartment and damaging your neighbor's goods......you are. However, if you are talking of a sudden and accidental occurence....neither you, the neighbors or the owner/landlord had warning or knowledge of the potential water escaping...your insurance covers your property, the neighbor's insurance covers his etc...
You will have to file a claim on your own comprehensive auto Insurance. A property owners insurance will not cover damages to your vehicle because a property owner is not liable for an act of nature.
Homeowners insurance typically covers your home, it's contents and certain other losses that might occur on your land, but it does not provide coverage for the actual land itself.
Homeowners Insurance Covers your Property. Not criminal activities
The insurance of the person who borrowed the car typically covers it.