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your mum is the swift code
South AFrica doesn't use IBANs and BICs; instead we use SWIFT codes and BSB numbers. The swift code for Nedbank South Africa is NEDSZAJJ, then the BSB (which we use instead of the BIC) can be either your own branch code OR the universal branch code for Nedbank, which is 198765.
There is just one Swift code for Nedbank in ZA its "NEDSZAJJ" and a other handy thing, the universal Branch code "198705"
104309
NEDSZAJJ for Nedbank
The branch code for Nedbank George is 198765.
The universal branch code for Nedbank South Africa is, 198765.
198765 is the unversal payment code (i.e. any branch) for Nedbank
The branch code is 198765.
The universal branch code for Nedbank South Africa is, 198765.
vagate branch code
103310 is the code