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If the amnesia is as a result of the accident (Concussion / head injury) then it is usually not considered that you are trying to defraud the insurance company as it is a legitimate consequence of the injury you received.
I recently had an auto accident and bumped my head and have amnesia from about two hours before the accident to two hours after the accident which was confirmed with a CT scan of my head showing mild bruising. The insurance company told me to complete the claim form to the best of my ability and there have been no issues with the claim.
If the amnesia is a result of being intoxicated (Drunk, drugs etc) then you most likely will not be covered by insurance as almost all policies state that a person in control of a vehicle is not covered while under the influence. You could also face legal action for driving under the influence. If you were taken to hospital you would most likely had to provide a blood sample to check for alcohol / drugs and if this test came back positive you would have been lectured by the medical staff and likely had a visit from the police.
What else can I help you with?
How does filing an accident report affect your driving record and insurance if you are not filing an insurance claim?
It goes on your record and your insurance rates get adjusted.
Is filing an insurance claim suing?
No. That is two different issues. Filing a claim is part of a legally binding contract. Filing suit is a civil action in itself.
Do you need to file your auto insurance claim with your taxes when filing them?
Your auto insurance claim has nothing to do with filing your income taxes. You file your auto claim by notifying your agent right when the incident occurs so they can start working on the claim as fast as possible.
Where can one get advice for filing an insurance claim?
You can receive advice for filing an insurance claim online at websites such as Huffington Post, USAA, and Yahoo! Financial. You can also contact the company you have insurance through and they should help you with the process.
What if the delay in filing an insurance claim is the fault of the insurance company?
That's not very likely. The insurance company does not file your claim, they accept your claim notice from you. You have to file your claim with the company, not the other way around.
Who decides if you can file an insurance claim?
You do. You can always file a claim. The insurance company may not honor the claim and may reject it, but they can't stop you from filing one.
What happens if a claim is submitted after the filing limit and the member is not liable?
If a claim is submitted after the filing limit and the member is not liable, the claim may be denied by the insurance company due to the late submission. This means that the insurance company may not cover the expenses or damages associated with the claim.
Can you withdraw a claim from your home insurance?
Yes you can withdraw your claim, but once reported, the damage and the claim filing are still on record.
What steps should I take when filing an insurance roof claim?
When filing an insurance roof claim, you should first document the damage with photos, contact your insurance company promptly, and schedule an inspection with a qualified roofing contractor. Be prepared to provide all necessary information and paperwork requested by your insurance company to support your claim.
What is the time limit for filing an auto insurance claim in Pennsylvania?
2 years
Can you get homeowners insurance from anyone after filing a sinkhole claim?
Possibly. Call an agent.
What is timely filing limit for AARP health insurance?
A timely limit in filing a claim with AARP health insurance is 30 days. It is always recommended to file as soon as possible.
