Drunk Driving (DWI or DUI)

Does getting a DUI in another state affect your auto insurance?

125126127

Top Answer
User Avatar
Wiki User
Answered
2015-07-15 18:37:57
2015-07-15 18:37:57

Most likely, yes. States have reciprocity laws and procedures which allow them to share pertinent information on drivers in other states. Your carrier might also have other resources to check on this sort of thing.

Also, by not reporting a DUI to your carrier, you are essentially misrepresenting yourself to them. The premium you pay is clearly not based on you having received a DUI, which places you -- rightly so-- in a much higher risk category. You could have possible coverage issues if you have a loss and expect your carrier to pay out on it, not to mention the fact that your carrier could drop you altogether. This would look terrible on your record when you, say, go to get insurance from a different carrier.

Your best bet is to simply own up to the DUI with your current carrier. At your renewal, you'll see a huge premium increase or, unfortunately, your carrier will choose to drop you because you're viewed as an unacceptable risk. If the latter occurs, you'll have to shop around for another carrier, but high-risk carriers do exist. They're very, very pricey, but you definitely do not want to risk driving without insurance.

001
๐ŸŽƒ
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
๐Ÿ˜‚
0
User Avatar

Related Questions


Yes, if you move to another state, a ticket from your current state can affect your insurance. It can also affect your driver's license depending on what the ticket was for and if points were credited to your driver's license.


In the State of Georgia, it probably doesn't. However, it does affect the ability to get insurance contracts and advances.




It depends from state to state, but it probably shouldn't affect your insurance.


This is a gray area, but I would recommend getting them all in one state and not to take any chances..


Yes, information is typically shared between states. And your insurance company will know about it.


No, An SR22 is a reporting of your insurance to the state that required it. This is caused by an infraction in your state. If you wanted an SR22 in another state you would need a separate insurance policy in that state.


I am retired and have kaiser insurance in california, will i have coverage in colorado


I believe that you will need to offer some more details before getting a proper answer. Why will the vehicle be in another state? Who will be operating the vehicle.


If you are in the military and stationed in another state, you do not have to change your auto insurance to another state if you plan to reside at minimum of 6 months. However, if you plan to change your state driver's license and reside more than 6 months, your auto insurance must be changed.


No. Your insurance carrier needs to know where you are driving the vehicle most. It is called insurance fraud to live in one state, but have coverage somewhere else. Now if your insurance company is located in another state, but they know where you are and have your address updated, then it is okay.


Look at your bill. If it shows your address in the state that you currently reside in, then that will tell you what state you are insured in. You can still drive to whatever state you want and still be covered. If you move to another state then you must get a new insurance policy in that state. It is illegal to have insurance in another state and not live in it.


If you change your registration to that state, you'll have to change your insurance with it. Keeping your car registered in a state where you do not reside can result in your policy being cancelled, or you getting a ticket for not having your car registered where you reside. (Especially if you get into an accident.)


You can get an insurance license after successfully passing the state insurance exam but getting an insurance license involves other steps too which differ for every state. In order to find out the pre-licensing requirements for your state, contact your Department of Insurance and they will be able to assist you.


Kaplan Financial Education has state-approved Insurance Continuing Education. Another provider of state-approved Insurance Continuing Education is WebCE.



Depends on the state and your insurance policy. call your local agent.


State Auto Insurance Company is a large insurance company that writes auto, home, and other lines of insurance in most states. I don't believe it is part of another group but it owns other insurance companies as subsidiaries of State Auto.


Some tips for getting house and belongings insurance are to look into various types of insurers in ones local area. One might look into talking to representatives from Farmers, State Farm or All State Insurance.


You should take the policy out in the state the vehicle 'resides' in.


Yes, you can be, but you need to have insurance and registration in the state you reside.


In some states, your rates change if you move to another municipality within the state. The car insurance rates in Boston are more than in a small hill town such as Plainfield, Massachusetts. You should call an insurance agency for an accurate answer in your region.


The company's going bankrupt should not affect your getting unemployment, The company paid (or should have) unemployment taxes to the state who, in turn, pays the benefits to claimants. Therefore it is the state you look to for relief.


In California a disability will not effect your insurance quote but if you are in southern state like Florida a disability will effect you insurance quote.



Copyright ยฉ 2020 Multiply Media, LLC. All Rights Reserved. The material on this site can not be reproduced, distributed, transmitted, cached or otherwise used, except with prior written permission of Multiply.