Does getting a DUI in another state affect your auto insurance?
Most likely, yes. States have reciprocity laws and procedures which allow them to share pertinent information on drivers in other states. Your carrier might also have other resources to check on this sort of thing.
Also, by not reporting a DUI to your carrier, you are essentially misrepresenting yourself to them. The premium you pay is clearly not based on you having received a DUI, which places you -- rightly so-- in a much higher risk category. You could have possible coverage issues if you have a loss and expect your carrier to pay out on it, not to mention the fact that your carrier could drop you altogether. This would look terrible on your record when you, say, go to get insurance from a different carrier.
Your best bet is to simply own up to the DUI with your current carrier. At your renewal, you'll see a huge premium increase or, unfortunately, your carrier will choose to drop you because you're viewed as an unacceptable risk. If the latter occurs, you'll have to shop around for another carrier, but high-risk carriers do exist. They're very, very pricey, but you definitely do not want to risk driving without insurance.
If you change your registration to that state, you'll have to change your insurance with it. Keeping your car registered in a state where you do not reside can result in your policy being cancelled, or you getting a ticket for not having your car registered where you reside. (Especially if you get into an accident.)
If you are in the military and stationed in another state do you have to change your auto insurance to that state?
No. Your insurance carrier needs to know where you are driving the vehicle most. It is called insurance fraud to live in one state, but have coverage somewhere else. Now if your insurance company is located in another state, but they know where you are and have your address updated, then it is okay.
Look at your bill. If it shows your address in the state that you currently reside in, then that will tell you what state you are insured in. You can still drive to whatever state you want and still be covered. If you move to another state then you must get a new insurance policy in that state. It is illegal to have insurance in another state and not live in it.
You can get an insurance license after successfully passing the state insurance exam but getting an insurance license involves other steps too which differ for every state. In order to find out the pre-licensing requirements for your state, contact your Department of Insurance and they will be able to assist you.
Your individual disability insurance policy is portable and benefits will not be affected by moving to a different state. If you have disability insurance through your employer, and move in a new state while working for the same employer, benefits will not be changed. However, if you leave your employer, you may lose the disability insurance benefits through a group DI policy. If you are currently disabled and are receiving disability benefits from the state…
Can you get a license if you got a ticket in that state on a license from another state without paying that ticket?
If you are in the process of moving within the state, you will be allowed to keep your auto insurance. While you can keep the same insurance policy within the state you will be required to change your address which can affect your rates depending on the claims reported in your zip code. If you are moving out of state, you will be required to change insurance to a policy that is rated in the…
Immediately after an accident, you should call your insurance company and they will tell you their responsibility in that particular state. Your agent should have given you that information when you purchased your policy. Each state has slight differences. An insurance agent in this state is not licensed to comment on the insurance policies of another state.
Registration and insurance in any state will allow you to operate the vehicle in every state, but if you are actually living in another state, you must get insurance, registration, and a driver's license in your state of residence. The only exception I know of is that a member of the armed services may keep all of these from his state of "permanent residence" while stationed in another.
If you are trying to save money by insuring in a cheaper state, than the answer is no. That would be insurance fraud. Some states like NY mandate that every vehicle registered in the state carry insurance from a NYS Licensed Insurance Company, and with certain policy limits. There are certain instances like members of the military and college students that are permitted by law to be in another state without becoming a resident and…
If you have insurance on your car from another state what happens if you do not change the insurance to the new state you live and work in?
If you have made this new State your primary residence state, your insurance company may require after one year that you register your car and your license in your new state. The auto insurance should follow the registered state, and if you are a permanent resident, then you should register your car and re-write a new auto policy for that state.
No, in the state of Mass where i am from, the insurance is covered for your car only. It will not follow you if you choose to drive another vehicle. You may want to check the state your are in if this is different, as they may have a different type of policy you can purchase that will cover you. With my experience, the only insurance you have is your health insurance if you are…
Go ahead and call your insurance company and give another name. I just called Allstate in Washington state and what he told me is that it will increase my insurance by 20%! Do everything you can, google + amazon to make sure that ticket does not see your insurance. Ask for a Contestant Hearing and just work it out, be creative and use the intelligence of Google, there are a lot of different ways to…
The requirements for getting licensed to become an insurance agent vary from state to state. You will definitely want to contact the Department of Insurance in your state if you are interested in proceeding. Usually there will be some kind of pre-licensing education requirement, followed by a state-administered examination, and then you just have to pay a fee and you are good to go.
Will it affect your insurance rates if you got a speeding ticket in Kentucky but live in another state if this is your first ticket and you are 29?
Kentucky Speeding Ticket "Will it affect your insurance rates if you got a speeding ticket in Kentucky but live in another state, if this is your first ticket and you are 29?" Out of state speeding tickets are generally reported to your home state and treated as if you received the speeding ticket in your state. That means that the DMV in your state will decide if the ticket will appear on your record and…
Speeding tickets and other accidents and violations will affect your auto insurance rates no matter what state you are in. The speed at which you were speeding can also affect your rates. One minor ticket will make very little difference in your insurance rate. Some companies do not increase your rate for just one minor violation in a three year period. It depends on the insurance company and their regulations.