No, you will need to look to your boat insurance to pay for damages to a boat.
Yes.
Usually not. Destruction by vermin (which raccoons would likely be classified as) is typically excluded from a standard homeowners policy.
No.
Most policies exclude coverage for damage caused by animals, varmints, and insects.
It may, call your claims department or your agent. If the damage was a result of the owner's neglect of regular maintenance, but ask your agent anyway.
Let your condo insurance company duke it out with the master policy insurance co.
No. Insurance does not cover mechanical problems.
er damage caused by windows
It should but you need to specify which insurance you have.
Basically, you have to pay for insurance. If you get into an accident, you are at least partly responsible for the damage that accident caused, whether or not you were at fault. Insurance helps to pay for that damage.
No
cover