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Answered 2012-06-28 13:20:57

Your HVAC is covered under your homeowners insurance for the same perils as your home, such as Wind, Hail, Fire lightning etc and subject to the applicable deductibles.

See your Home insurance policy for schedule of covered perils.

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If i go out of town and live the water running from the sink would mu homeowners cover the claim

Most homeowner insurance will cover for public liability but you need to read your policy.

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Your Auto Liability Insurance will offer coverages for damages resulting from automobile ownership. Homeowners Insurance does not cover autos or auto accidents.

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Yes. Your homeowners insurance policy typically provides coverage for your homes structure from losses ensuing from the perils defined.

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