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Almost always, yes. You need to look in your policy under Perils Insured Against, and then the Exceptions. Your insurance company will not always offer to tell you all of the coverage you have.

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โˆ™ 2008-04-17 06:24:34
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Q: Does homeowner insurance cover water damage from heavy rains like a carpet in a basement?
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Related questions

Does homeowner's insurance cover non-flood damage for water in basements?

Homeowner's insurance is a very important essential if someone owns a home. This insurance does not cover non-flood damage for water in the basement, though. It only covers flood damage or loss of valuables. http://wiki.answers.com/Q/What_does_homeowners_insurance_cover


Will homeowner's insurance cover woodpecker damage?

No


Will homeowner insurance cover wood pecker damage?

No, not direct damage.


Is termite damage covered by Farmers homeowner insurance?

No


Does homeowner insurance cover fire damage to home?

Yes!


Will homeowner's insurance cover the damage if you back into your guest's vehicle in your yard?

No


Would likely be covered under homeowners insurance but not by renters insurance?

Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.


What would likely be covered under homeowner's insurance but NOT by renter's insurance?

Damage to anything covered by the landlord's insurance, because the landlord owns the property not the renter. Such damage would be covered under homeowner's insurance, because the homeowner owns the property.


Is frost damage to your driveway covered by insurance?

That depends on your homeowner's policy. You would have to talk to your insurance agent.


Does homeowner's insurance cover damage done by renters?

Homeowners insurance No. But a landlords Dwelling Policy yes.


Will your homeowner's insurance pay medical expenses if you are injured in a fall in your home?

No, that would be medical insurance. Homeowner's insurance covers things like burglaries and damage to the home. * Homeowner's insurance will pay for injuries to other persons that occur on the owner's property when they find the claim justified.


Does homeowner insurance cover damage from a tree falling on an automobile?

No. Comprehensive coverage on the auto does that.

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