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If you were negligent in the maintenance of the tree, e.g., knew the limbs posed a danger, they would cover the damage. Other than that they may pay up to the person's comprehensive deductible; the limit is usually $500 or $1000. Have that other person report it to his/her auto insurance and let both insurance companies sort it out.
What else can I help you with?
Does homeowners insurance have coverage resulting from a pet chewing?
No, unless the damage was caused by another person being negligent by letting their pet loose to cause damage to another's property.
Does homeowners pay damage done to another's property by a 4 wheeler?
Their homowners may. Depends on company coverage and what property
Will homeowners insurance cover damage to the neigborh house by your car?
No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.
Does homeowners cover removal of honeybees?
No. Damage from insects would not be covered on a homeowners policy.
Does homeowners insurance cover your mortgage if you are laid off?
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
Does homeowners cover damage caused by birds?
no
Will homeowners pay for damage from hail?
Homeowners typically do not have to pay for damage from hail if they have comprehensive homeowners insurance that covers such incidents. Most policies will cover the cost of repairs to the home and any personal property affected by hail damage, minus the deductible. However, if the damage exceeds the deductible amount, homeowners will need to cover that portion out of pocket. It’s important for homeowners to review their insurance policy to understand their coverage and any potential out-of-pocket costs.
Should homeowners insurance cover cars in garage fire?
No, unfortunately it does not. Your homeowners insurance covers damage to your home. Your auto insurance covers damage to your car.
Will homeowners cover damage to non owned golfcart if you damage it?
Homeowners insurance is coverage for specified property owned by the named insured. It does not cover the property of others.
Does homeowners insurance cover sprinkler system?
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
Does homeowners insurance cover a vehicle if it got hailed on while on the property?
No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.
Does homeowners insurance cover plumbing repair to a sewer?
Damage must be due to a covered cause for the damage to be claimed on your homeowners insurance. I cannot think of any way damage to a sewer could be from a covered cause.
