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If I understand your question properly the answer is no. Insurance is not designed to cover maintenance or repairs to the home that were not caused from a covered cause. Such as a dead tree leaning over your home that you think will fall on the house. Not only does insurance not cover removal of the tree prior to damage but it also puts a responsibility on you to remove it before it causes damage. If you know about a threat or should know about a threat it is your responsibility to mitigate the damages.
What else can I help you with?
What type of insurance will cover a person home iF the owner dies?
Homeowners Insurance is what you need to cover a home.
Does homeowners insurance cover your mortgage if you are laid off?
No. This is not what homeowners insurance is for. Homeowners insurance is to pay for physical damage to your home and contents.
What insurance covers homeowners falls in his home?
Health insurance is the only thing that would cover falls of a homeowner in the home. Homeowners insurance is certainly not intended to cover this type of accident.
Can homeowners' insurance cover a home owned by two ladies?
Yes. If it is a home and it is owned by someone, then it is covered by homeowners' insurance, regardless of who that someone is.
Does a homeowners insurance cover death of your child in the home?
No. Homeowners insurance only covers physical damage to the home and contents and liability risks.
Does home owners insurance cover generators?
Your homeowners insurance covers your home structure.
Does homeowners insurance cover a home business?
Homeowners insurance typically does not cover a home business. Additional insurance, such as a business owner's policy or a commercial insurance policy, may be needed to protect a home-based business.
Does home insurance cover vehicle damage from roof tiles?
NO, Homeowners insurance does not cover automobiles.
Does homeowners insurance cover Clean up after furnace malfuntion?
I have a mobile home and the furnace caught on fire and is now damaged does my homeowners insurance cover this as a replacement
Does home owners insurance cover assault in the home?
It would depend on who was assaulted, medical coverage that comes with the homeowners policy may cover a visitor to the home.
Will homeowners insurance cover damage to the neigborh house by your car?
No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.
Does homeowners insurance cover bodily injury to someone living in the home?
No
