It is best to check with your insurer. All policies are different.
No, but if the failure causes a fire or water damage, then the water and fire damage will be covered.
Depending on the source of the water, typically yes.
In most states, homeowner's insurance does not cover water damage from a leaky roof. Water damage is generally covered under a separate policy called flood insurance.
No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.
no
All homeowners policies cover damage caused by lightning.
Homeowners insurance is coverage for specified property owned by the named insured. It does not cover the property of others.
Your homeowners insurance should cover damage to your sprinkler system if the cause of the damage is covered by your homeowners insurance policy such as fire, lightning, freezing of pipes, etc. Homeowners insurance is not a maintenance policy and will not cover mechanical failure of your system.
No. Damage from insects would not be covered on a homeowners policy.
As long as the water entered above the ground surface level.
No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.
No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.