answersLogoWhite

0


Best Answer

No, Your homeowners insurance does not cover vehicle damage. That's what auto insurance is for.

User Avatar

Wiki User

โˆ™ 2011-07-14 08:30:07
This answer is:
๐Ÿ™
0
๐Ÿคจ
0
๐Ÿ˜ฎ
0
User Avatar
Study guides

Nutrition

22 cards

If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

How many grams of cholesterol should you eat each day to maintain a healthy diet

What would cause a fluttering inside the ear canal

Why is beef fat a solid at room temperature

โžก๏ธ
See all cards

Insurance

22 cards

What is recreational activity

How do you make smiley faces

What is the approximate cost of raising a child for eighteen years

Which nations were the world's leading exporting nations during the mid-1990s

โžก๏ธ
See all cards

Nutrition

23 cards

If you were laid off and apply for insurance coverage on your wife's group policy do you have to answer a medical questionnaire

How many grams of cholesterol should you eat each day to maintain a healthy diet

What would cause a fluttering inside the ear canal

Why is beef fat a solid at room temperature

โžก๏ธ
See all cards

Add your answer:

Earn +20 pts
Q: Does homeowners insurance cover your child damaging the neighbors vehicle?
Write your answer...
Submit
Related questions

Does your home owners insurance cover damage to neighbors car due to high wind?

No, Your Homeowners Insurance will not cover windstorm damages to your neighbors vehicle because you are not liable for acts of nature. Your neighbors will have to look to their own Comprehensive Auto Insurance to cover windstorm damages to their vehicle.


Will homeowners insurance cover the damages to a uninsured vehicle on the property?

No, homeowners insurance excludes vehicles.


Is a utility vehicle cover by homeowners?

No. It needs it's own separate insurance. Homeowners insurance excludes vehicles.


Does homeowners insurance cover a garage door that was hit be a friends vehicle and his vehicle?

Your homeowners insurance will cover your garage door subject to your deductible since it is part of your house. Your Home insurance does not cover damage to a vehicle though. That's what Auto insurance is for. Your friend will need to contact his auto insurance to fix his vehicle.


Does homeowners insurance cover stolen uninsured vehicle?

It depends, You do no mention what type of vehicle. Homeowners insurance polices will not cover damage or theft of a motor vehicle designed for use on public roads.


Can an automobile stay in a homeowners lot with out insurance?

Yes but there is no coverage for the vehicle under the homeowners policy.


If your car is hit by debris from a roof will the homeowner's insurance pay or will your car insurance have to pay?

Depends if it is (1)your roof and your car, (2)your neighbors roof and your car, or (3)your roof and your neighbors car. 1 - You can't sue yourself so your homeowner's liability is out of the question, if you have comprehensive coverage on your car it will be subject to that deductible and your car insurance will pay. 2 - Your neighbors homeowner's liability coverage will pay for the damage to your car. 3 - Your homeowner's liability coverage will pay for damage to their vehicle. 2 or 3 you may want to get an estimate on how much it will cost to fix your vehicle, having a homeowners claim can seriously impact your ability to qualify for competitive homeowners insurance rates and you should only file claims against your homeowners if it is truly necessary. I would say if the cost to repair the car is under $2500 you should work out an agreement with to pay out of pocket instead of through homeowners, unless you can get a gaurantee in writing from the homeowners insurance saying your rates will not go up due to the claim. Good luck.


Does homeowners insurance cover a vehicle stolen off your property?

No, That's what Auto Insurance is for.


Does home insurance cover damaged items in car or auto insurance?

Yes, you are correct. Items in your vehicle that are damaged in an accident or fire or whatever are not covered by you auto insurance unless they are part of your vehicle. The alternative is that they are covered on your homeowners insurance. The downfall to this is that you will have a deductible on your homeowners insurance that you will have to meet first.


Does home insurance cover vehicle damage from roof tiles?

NO, Homeowners insurance does not cover automobiles.


Does homeowners insurance cover car stereo equipment bein stored in a garage that is not in the vehicle that has been stolen?

Homeowners insurance does not cover automobiles nor there parts.


Will homeowners insurance cover damage to the neigborh house by your car?

No. You homeowners insurance specifically excludes motorized vehicles. You auto insurance will cover damage you did to their home with your car. Your homeowners is not designed to cover damage you do with your vehicle under any circumstances.


Will homeowners cover an unregistered vehicle that hit mine on your own property?

No, Homeowners insurance does not provide comprehensive, collision nor liability insurance for your vehicles. Now if somebody's vehicle hits your house, your home insurance would cover the damages to your home.


Does homeowners insurance cover auto damage to non-owners vehicle your property by someone hitting a pole?

Of course NOT. Homeowners Insurance does not cover auto accidents. That's what Auto Insurance is for.


Does homeowners insurance cover damage to vehicle at home?

No. The homeowners policy specifically excludes damage to any self propelled vehicle with the exception of a vehicle used exclusively for maintenance of the property like a lawn mower.


Does homeowners insurance cover a vehicle if it got hailed on while on the property?

No. Homeowners Insurance does not cover Hail damage to an Automobile.Hail damage to an automobile is covered by the vehicles Auto insurance policy. Vehicles are not scheduled property on a homeowners policy.


Does home owners insurance cover car running over animal?

No, Your Homeowners Insurance covers your Home. Your car Insurance covers you vehicle.


What types of insurance does Mercury Insurance Group offer?

The answer to the question what type of insurance Mercury Insurance Group offers is, Mercury Insurance group offers Vehicle, Homeowners and Health insurance.


Does homeowners insurance cover your car when it rolls down a steep driveway into a tree?

No. Your homeowners Insurance Policy does not cover Auto Collision. You will need to file on your Auto Insurance under your Vehicle Comprehensive and Collision Coverage.


What do you do if the person responsible for damaging your vehicle does not have insurance?

Take them to small claims court or settle it through your insurance company.


If a tree falls on your moon roof what insurance coverage do you use?

File a claim on your comprehensive auto insurance if you have it. Your homeowners insurance will not cover damage to your vehicle.


A tree crushed your car. Is it covered by homeowner insurance?

No, I'm afraid not. Homeowners insurance never covers a vehicle. That's what auto insurance is for


Does a homeowners associations general liability cover homeowners driving their vehicle for a homeowners outing?

Your master policy broker or your personal insurance carrier can answer your question specifically. There is no standard.


Will the home owners insurance cover if my vehicle hit my garage wall?

No,, That would be covered under your auto insurance policy. Homeowners insurance does not cover damages to street vehicles.


When is insurance required?

Insurance is needed every time there is an uncovered risk.For a vehicle anytime you have one registered in your name. For homeowners when you have a mortgage.