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What else can I help you with?
Does home owners insurance cover damage caused by a renters dog urine on carpet?
A homeowners policy is not the proper policy for property rented to others. It is only for owner occupied dwellings and will not cover damage caused by anything other than a covered cause.
What does builder's risk insurance cover?
Builder's risk insurance covers a number of natural disasters such as lightning, wind, and fire. It also covers vandalism, but not intentional damage caused by the owner.
What is the minimum insurance cover in the uk?
Minimum insurance for cars is 'third party' insurance, for housing it's 'contents'. Third party insurance for vehicles does not cover damage to the owner's vehicle, only fire, theft and damage caused to other vehicles in an accident. Contents insurance for housing insurance, only covers damage to the internal furnishings against natural disasters (flood for example) It does not cover the cost of repairing the building itself.
Does home owner's insurance cover cracked basement walls?
It depends on the specific perils and exclusions of your policy and what actually caused the damage. If it was caused by settling or earth movement these perils are usually excluded.
Will homowners insurance cover interior water damage if the leaking roof is not covered because it was not caused by weather damage?
It may, call your claims department or your agent. If the damage was a result of the owner's neglect of regular maintenance, but ask your agent anyway.
Who pays to fix the damage caused by tornadoes?
If you have insurance that include tornado damage, the insurance company will pay. If you haven't, the property owner has to pay himself. Cost of life.
Does home owner insurance cover damage to property that falls from a trailer being towed?
The property is covered by the owners insurance only. If your trailer hit their property, their own insurance must cover it. If your trailer hits your own building, then your insurance will cover it.
My home is a rental.. Does homeowners insurance still cover damage to the home caused by a burglary?
It depends on what type of insurance the property owner has and what the terms of the lease are. Some landlords carry property damage coverage for the building structure. Some leases require that the renter carry a tenants policy.
Will homeowners insurance cover damage to car from a fallen tree?
It depends on whether or not the car carried comprehensive insurance. If it did the auto owner's insurance would cover the tree damage, regardless of the cause. If the car did not have comp. coverage, then the car owner may be able to make a liability claim against the tree owner's homeowners insurance coverage. If the homeowner's insurance denies the claim, the car owner can still seek a civil award against the homeowner's personal assets.
Does homeowners insurance cover rat damage?
Pest control is a maintenance issue and the responsibility of the home owner. Your homeowner's insurance policy does not cover maintenance issue. Every home owner knows that maintenance issues never stop. Sorry.
Does homeowner's insurance cover damage to the house caused by boarders living with the owner and policy holder?
Damage caused by bordersWith respect to 'building' coverage, the boarders are not 'insureds' (by definition) under the policy. Intentional or negligent damage caused by a household resident are not covered under an owners policy.You could seek coverage from the liability portion of your tenants renters policy.
If the driver of a car is liable for an accident who is liable the owner of the car or the driver's insurance company?
The owner of the car is liable for the accident itself and the damage. However, the insurance company might have to pay for it, depending on the owners insurance cover.
