It might and it might not. It depends on what scope of coverage you purchased and if it was a preexisting condition or not.
Contact your insurer or your insurance agent for clarification of your coverage.
No. Unless the foundation problem happened because of an earthquake or flood (and you have insurance to cover both catastrophic events), then your insurance will not cover something that has degenerated with time.
Most home warranties do not cover foundation issues or repairs, as these are typically considered structural problems. Home warranties generally cover systems and appliances, such as plumbing, electrical, and HVAC, but foundation repairs often fall outside their scope. However, it's essential to review the specific terms of a home warranty policy, as coverage can vary by provider. For foundation issues, homeowners may need to look into separate homeowners insurance or specialized foundation repair insurance.
Home policies include this coverage. These are necessary repairs for a large or total loss. I never have known for this to be excluded.
"Flood Insurance" will cover damage resulting from a Flood. Homeowners Insurance will not.
No.
No. Movement of earth is specifically excluded by homeowners insurance. This is the fault of the builder for not compacting the earth properly and providing the proper foundation. Home insurance was not made to cover such.
Most homeowners insurance policies cover repairs caused by storm damage, however you will have to check your policy to be certain. Usually, you will have a fixed amount of time to claim damages.
Repairs are maintenance and homeowners insurance is not intended to cover maintenance of your home. This is up to you to maintain your home. Insurance is made to cover sudden and accidental damage of a major cause such as fire, windstorm, lightening, and like causes.
wear and tear, deterioration is not covered
Yes, if your policy has adequate coverage. If you have full coverage insurance, your car will be repaired completely and your portion of the repairs will be whatever your deductible is.
This answer can be very involved. Most simply, you should attempt to get your insurance adjuster and the repairer to agree on the cost of repairs. Insurance companies issue 'supplement' payment on claims regularly.
Performance Insurance seems to cover BMW and high dollar cars, It is a coverage for higher cost cars with perks such as towing and certain damage repairs.